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> for those who reach the 5 figures monthly salary, are you any way happier ?

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wertty
post Jan 13 2013, 11:02 PM

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Ill be pissed to earn 10k and having indebted with so many unnecessary loan which then left me with 1k as my savings or spending money

But logically speaking a person will live happily with at least Rm5k/month and only indebted to House/utilities/car/general maintenance which probably cost 2k per month and you still have extra 3k with you brows.gif
wertty
post Jan 13 2013, 11:46 PM

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QUOTE(ar188 @ Jan 13 2013, 11:28 PM)
this one no logic.. earn 10k end up have only 1k extra but if earn lower 5k then got 3k extra?  hmm.gif

why cant earn 10k and have the same commitment as the 5k earner?
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Means the 10k guy spend 90% of his salary on unneccesary loan only eg: credit card and only have 1k spend money and the 5k guy spend his money wisely than the prior

If u can spend as low as the 5k guy while earning like the 10k guy then sir u are awesome

But what I see these days fresh grad with 2k salary alredy start committing loan which grab half of its earning which in turn lead into an indebted life......

Too bad i learned the hard way.....
wertty
post Jan 14 2013, 12:06 AM

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QUOTE(ar188 @ Jan 13 2013, 11:53 PM)
so it's about self control.. 5k or 10k still same result mah if they cant control.. even u said many 2k fella also max 100% liao..  biggrin.gif
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Yeah lol I'm no economist but learning to control the amount u wanna spend is hard.....



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