sorry everyone, its my mistake.
I go read post at the first page and try to reunderstand again,

btw, i get that understanding from the discussion here too,
seem I'm the one who get a bit wrong understanding.


btw, here are several quote from the first page make me believe on what I mention before;





All info on the quote is correct, just I really need to read it slowly to really understand it espesically on the red color highlight.

Sorry again.

Anyone got a rules on where they shouldn't use AMEX.

Here is my case and my calculation. Hopefully, someone can verify it.

I bought a hard disk priced at RM 270, and by using amex, they charge me additional RM4.

RM 270 = 270TP x 5 = 1350TP

10,000TP/RM 50 = 200 = RM1 (based on cc yearly gov. tax)

1350TP/ 200 = RM 6.75


So, here I still profit RM 2.75 (RM6.75-RM4) by using amex with extra charge.

So, the rules here, for every RM200 purchase, the extra charge on amex shouldn't be more than RM5 to stay profit.

Am I right?

WoW.... congrat on your new platinum

Is there any promotion lately for the 0%?
Usually for the 0% to work, its already promote at the shop (in your case, hotel) which I never heard of.
Call later definitely going to have some charge.

If you had other card, maybe can swipe first, then later do balance transfer to maybank.
Now, that one got promotion 0% balance transfer.

just booking hotel through agoda maybank,
and damn, no discount too.

Its only applicable to certain hotel only?

You may call CS.
Minimum can set is RM1.