normally dont give yr epf/income tax statement to them. is P&C. if give them it may know all yr detail income ( indirectly know all yr income/assets etc). if info leak out will be a problem by some marketing people. not relevant just apply for credit card.

Want me to apply have to follow my rules, just give name thats it. no need follow their rules. they desperately want people to sign up and earn komissen.

difficult to maintain so many cards, have to pay govt fees or using points to deduct. Points earn will scatter all round the cards if use different cards. not much use. some more some card have to yearly call in to waive annual fees. cannot waive just cancel.

if desperate people want creditcard just pledge yr fd sure can get. no need to provide info to them.

P&C info can be leaked to any people. alot of unnecessary people will be calling want to borrow $$/ buy insurance plan/balance transfer/ third party lenders etc from time to time

This post has been edited by mlpk: Sep 7 2014, 12:19 PM