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> Anybody kena rejected applying CreditCard?, kena rejected 5 times next will be 6

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Benny-T
post Dec 19 2012, 11:11 AM

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From: Ipoh,Perak


QUOTE(Gion @ Dec 19 2012, 11:07 AM)
1st CIMB never contacted me due to the rejection. So what I did scold them kao kao through the CIMB phone did not inform me earlier waited nearly 3 weeks. Since there's no way can argue with the CC officer which they themselves do not want to frank to the CC applicants why kena rejected kao kao. Therefore never kena any blacklisted and so on, there's only 1 way trip is redo until get approve I was like WTF?  vmad.gif  I work nearly a year

2nd hong leong bank I fulfilled my requirements to them, after 2 weeks later agent call my dad regarding my CC also kena rejected and guess what agent says my salary is too low or the commitment is not enough for example my degree cert and 3 months bank statement  so ok I gave another round and kena rejected again.

whats the requirement to apply CC no matter how many times i acquired to them giving me a lot nonsense. then this time I have to give another shot which I have did it before
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BNM rules did say 24k income anually only
but banks give credit scoring base on your income
plus your CCRIS report so clean,it's even harder to get

again,did your parents use your name to acquire loan before?

Benny-T
post Dec 19 2012, 11:12 AM

Casual
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Junior Member
450 posts

Joined: Aug 2008
From: Ipoh,Perak


QUOTE(Gion @ Dec 19 2012, 11:10 AM)
I wonder why woman easily can get approve thus guys will never ever get approve easily even mom straight away can  approve  sleep.gif" gender issue?
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i beg to differ

i got mine overnight from maybank
maybank2cards
Benny-T
post Dec 19 2012, 11:23 AM

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Junior Member
450 posts

Joined: Aug 2008
From: Ipoh,Perak


QUOTE(Gion @ Dec 19 2012, 11:20 AM)
this time my parents will be my guarantor but honestly I do not want guarantor since the stupid CC officer hesitate to get from them...
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what docs u give previously?
Benny-T
post Dec 19 2012, 11:42 AM

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Junior Member
450 posts

Joined: Aug 2008
From: Ipoh,Perak


QUOTE(NINJIAO @ Dec 19 2012, 11:38 AM)
tak bayar bill telephone kot. Har Har!
bill telephone, streamyx all oso is in record yo.
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dont misled

non bank facilities doesnt reflect in CCRIS

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