Any idea or rough estimates if this is more cost effective than the fsm sg maps/Sg managed port?

Have anyone tried it in Malaysia?

i have no idea, but 1 question..these are ETF or UT?

thanks..
algorithms = "fund manager" we used to describe in FSM?

Btw ETF Malaysia not active..

Looking for anyone who has tried robo-advisor in malaysia (other than Algebra).

Hye all. Noob here.
My friend approached me and introduced about Phillip Mutual.
I asked him, its not like Im too eager to be a millionaire, but is it possible if I dump in RM1,000 this month, its gonna be RM1,200 next month.
Which means ++RM200 is already good enough for me. No need to be multiplied 2-3 times until RM3,000.
He said impossible. But 10% yearly could be. Means to get RM100, I need 12 months in unit trust for RM1,000.
Is it true what he said? Repeat, Phillip Mutual.
Or Public Mutual is much much more lucrative. Just asking by the way. Im a noob. Thanks, brothers here.

Avoid Public Mutual?i hv only PIDF. Is it ok buy another PMutual fund?or sell half back to KWSP?and reinvest again in other fund house?

Agreed with you..that why i am planning to switch to Eastspring and Kenanga..thanks

Oh yeah ETF works too, do you know where I can get access to them?

Hey man thanks for responding!
I'm kinda just looking for something like this - http://www.hl.co.uk/funds/fund-discounts,-...-c-accumulation
Like an index tracker that's super low cost. Not sure if that's possible in Malaysia or what the closest alternative it?

Thanks for this useful thread for this guys.
I am just starting to look into unit trusts.

How does unit trust lock-in period look like? how's the liquidity compared to like say stocks?

Thanks. very useful info.
What about the risks involved? Any scenarios where I lose money?

Looking at Public Mutual too as a beginner, but let's say I open up an account via Public Mutual Online and did investment on my own without going through an agent, is this wise?

Is public mutual allow us to do investment online without engage an agent in first?

I mean without need to have agent and paying for agent fee?

Can anyone confirm?

The eunittrust philips money market doesn't credit in the interest daily unlike rhb cash management fund 2, right?

I'm a follower of Dave Ramsey and on his advice I've been looking at investing in mutual funds.

I see the small cap funds have been having a hard time of it lately but have been great performers over the past 10 years. They seem to have rallied a bit recently so I'm not sure whether it's a good time to invest or not.

I know the stock market is unpredictable but what's the short term outlook for small caps?

I'm looking at passively investing in small caps for my retirement (hopefully, 15 years away).

er.. i think U better read Dave Ramsey's book first, since forumer stated he's following the 7 baby steps, before commenting generically.
small caps & others of it's ilk in S&P500? U kidding right?

"Actually".. sigh.
Fellow forumer's Q was based on Dave Ramsey's 7 Baby Steps lar dei
NOT boggle head's neh

Hey guys, starting my venture into unit trust and want to ask what fund provider is best?

Best in terms of returns (fund manager performance on similar portfolios), fees (service charge, management fee), perks (e.g. privilege membership benefits), available funds, etc?

Planning to stick with one or two fund providers for next 40 years at least. Goal with unit trust is to generate medium and long-term wealth and passive income for house, marriage, retirement, etc. Will appreciate if the fund providers have account managers who will ring me to inform me of opportunities - essentially something I can let someone else do while I focus on my day job and family.

Anyone tried investing in RHB Multi-currency account?

https://www.rhbgroup.com/products-and-servi...urrency-account

Thank you Ramjade, I really appreciate the perspective.

What's a good way to invest in foreign currency then (not through bank)?

Which one recommended? FSmone? Only on Phillip due to the frequent 0% promo thing but depending on the outcome of this, considering.

I manage to get account reset just before end of operation hour, the manager of this agent said will assign another new agent to assist me next week. I have can file report bla2 and they will take official action once report received or I can settle with the agent privately?! Welp, I am not sure if this is appropriately handled, but there must be some serious SOP issues which provide the loophole. Manager sounds a bit dodgy, I think he is suggesting to settle down quietly, probably not gonna explain to me in details of the loophole. What would you do up to this point?

Whats the difference : FSM managed account portfolio vs Stashaway ?
poems = Phillip Capital Sdn Bhd (A member of PhillipCapital Group of companies)

phillip mutual eunittrust = Phillip Mutual Berhad (A member of PhillipCapital Group of companies)

are they different, backend?

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Sidenote: Is there a different thread or other forums where I can ask for more opinions? Thanks!