I know wat u did there 

  good that you have done that.
the next one is..contact the "right and more qualified" and willing to help persons?..see attached 

If you read from beginning or previous version of the thread, you would know 

May i suggest that you say it out loud and clear here, instead of asking people to PM you.
some real impartial sifus may not want to do it
some People with unknown motives may PM you.

Hi guys. I'm new here. I just start working this year and i have a plan to start investing. Since I'm new in this, the only direction I can see is public mutual as my starting platform. However, after reading all of the post here I found that PM aren't favourable by most of the sifus here. So I have a few question here,

1. I understand that UT doest have lost. Means that its just a matter of high or low % return. Right?

2. Any platform recommendation for me to kick start my investment portfolio?

Pls enlighten me if I'm wrong

I see, I wil have my study first then. Since I just start working. I have small capital so I need to manage my money well. Thx

Moved a tiny bit, like most MMFs?
Anyway, what loading fees are involved?

still show old units

wat u talking  

Not just EPF funds but all UT sold in banks.

Thanks for your detail explaination and suggestion. On the other hand, by adopting to dollar cost averaging, which method is more advisable investing monthly, quarterly or yearly? which fund information shall we refer to adopt right periodic strategy of investing..

After some amateur investment in Public Mutual China Select Fund and Lifestyle Technology fund in the past 2 years with negative returns, I'm thinking of trying out Bond Fund for lower risk but better returns vs FD.

Any comments/feedback on the CIMB 5.8% Perpetual Corp?
https://www.fundsupermart.com.my/fsm/bonds/...et/MYBPZ1600074