Hay guise,

What is your ratio in allocating local and foreign funds?

Im all out on local fund, but split into bonds and equities.

Just curious because different time, different strategies.

Hay guise,

Wanna ask lah.

Are there any effects on money market or sukuk fund considering the surrounding conditions? Election hype etc.

I can make self googling for the answer, but i prefer to know based on your guys POV.

What say you?

Last few weeks i asked about asset allocation, and u guys mostly put them in foreign fund and not local fund. How bout sukuk? Does it gives the same effects?

im very grateful because i already switched out from equity.

now time to go in.

\nn/

i can gain 4%-5% from that movement easily.

KLCI points really gives impact to my selected funds.

im going to take a little bit of risk this time.

Succesfully switched all to equity market fund.

But not for long, will go back into sukuk.

7 figure in total. Not big, kecik meow if compared to other consultants.


Yes. I trust my company products and the power of UT.

Although i said so, i wont stay there for long....

No switching fee maa..

Actually, u are bigger because im managing other people's money. Those numbers wasn't mine.

Mine only 5 figure and im 25 y.o.

Yes i am.

Hmm, why..? As long as they happy, i still get the injection.

Im doing this full time. Not part time. If part time, need to worry.

U too can be ut consultant if u think u are qualified enough.

aiyo, jgn la bagi sampai loose wooo...

kena pandai main lor... this is my 3rd year already..

anything can happen YES, but need to be steps ahead from problems.

HOW? here i am seeking information.

ada guru ramai kat sini.

This post has been edited by hafiez: Jan 25 2013, 08:51 PM

ur fault if client failed to understand.

so need to learn alot and explain to client.

on my side, my clients only want to know the initial investment and current value. how long, they dont care as long as can outrun EPF divy p.a. ... YES i manage EPF investment only. cash only a bit. not close to 6 figures.

it took me few months to remove the scared feelings to meet client.

now im still scared but slowly fade away the feeling.

praise to god.

---edit--

bolded part; that is my time to strike the market. it's an opportunity for me.

if i met 10 potential, 3-4 will invest during this time. provided they understand the risk.

This post has been edited by hafiez: Jan 25 2013, 09:02 PM

that is very subjective bro.

on my side, clients trust me on what im doing. they dont want to know in details about the UT.

they had enough head ache with their office chores.

i've tried made my presentation simple as i can but sometimes they couldn't understand.

so i change my strategies; just tell them their initial investment..and current value. by doing this way, they understand. i only answer when they asked. common questions are, hows the market - where do this fund invest - is it shariah-compliant?

in fact, that's all they want to know. mostly are like that. among 10 clients, only 0.5 client want to know in detail.

agak-agak la.

hang perli aku ka oi?

i am among those asking noob questions around here.

thanks man.

i based in northern region. so, i missed central region cool activities most of the time.

This post has been edited by hafiez: Jan 25 2013, 09:40 PM

pinky, sukuk and money market got big different ah?

renamed to new name (if any).

they never changed hands.

5.395703,100.399106 enter this in google maps.

just come to our office and present your I.C.

U want to manage by urself or u want to appoint consultant to manage it for u?

If u want to manage it by urself, u can ask pinky, WMK. They invest by themselves. My knowledge are lesser compared to them if using FSM.

If u want consultant to manage it for u, few funds can recommend. If u ask me, i only know CIMB Principal funds.

Nope. Normal office hours. 9-5. Monday-Friday.

My recommended funds not available via CIMB Click.

Either u go to the bank or u appoint one consultant in malaysia to manage it for u.

But if u eager to know, my combo for you would be;

CIMB Islamic Global Commodities Fund - Foreign fund

CIMB Islamic DALI Equity Growth Fund - Local Fund

CIMB Islamic Sukuk Fund - Parking facility

Just in out in out using these funds, u can get good profit.

But keep in mind, once you signed the forms, u are aware that UT is medium to long term investment.

Nope. U cant manage them via CIMB Click. And, no after sales service provided by the bank branch.

If u want service, u need to appoint consultant to do it. Yes, there are some fees. For those funds i suggest, the SC is 6.5% except sukuk fund which is 2%. One time SC until u redeem your investment. If u are the consultant itself, u can manage it via online using e-switch. However, if u want to do topup, u need to send the forms to CWA. Good thing about being the consultant itself, u can save on SC.

Yes, but not all CIMB funds u can access.

But u have alternative funds that can give u good return over medium to long term period.

Might want to try this 'VCA'. Only tried DCA before.

If want to use it, is it depends on situation or what?