Just to add another two to this..

All Affin Bank and CIMB Bank account (doesnt matter what type of account products name) that bears interest will credit interest monthly into the account

CIMB acc hows the rate?

thanks dude

I put my saving in HSBC and the rate is just 0.35%. The service is also so so.
Please share with me which bank's saving account better

Is the interest updated monthly?

Like CIMB?

OCBC SmartSavers interest is creditted monthly

It's good to add if there's annual fee involved like the CIMB AirAsia Savers account attracts RM8 annually.
The SCB JustOne CASA base interest rate has been revised since 2 Jan 2013.

Actually not annual fee is bcos have ATM for 1 time payment to withdraw MEPS atm....(sorry inproper sentence construction)

Maybank also have to RM 8 for ATM card, maybe first page need to update which can open account without ATM card

for Eg:

OCBC can open account without ATM card, I called yesterday to confirm on this already...

The annual fee is mentioned when you click on Account Details when you logon to CIMBClicks.

I'm fairly satisfied with OCBC's plan. Essentially, you are getting interest at a rate that is very close to FD as long as you deposit at least RM1k every month into the account without withdrawal. On top of that, if I'm not mistaken you get bonus interest if your balance exceeds 10k. I think it goes up to about 3.1% or something.

I treat it almost like a FD, but if I happen to need emergency funds or there are shares I suddenly want to buy, than I get to pull out some money and all I lose is the interest for that month. This makes it more flexible than a FD.

you meant the OCBC smart saver? I was ex ocbc staff before but i planned to move my facilities from there because i felt unsecured...

OCBC? why is it unsecured be_happy? i am quite happy about it.. maybe share your experience ?

Maybank is charging RM12 annually for my ATM services

Can switch to no annual fee ATM card services (limited to 4 withdrawals only)

Can PBB allow to change from Plus saving account to Basic Saving Account? Do I need to back to opening branch to do so? As I guess have to close the previous account and open the new account.

Added the printscreen of charges and fees for CIMB.

I would like to know more on the SCB JustOne,
0.25% (p.a.) on balance
1% additional for 1500 deposit /month.

1) how to get 2%?
2) 1% based on higher deposit (>1500)?

Thanks.

I think all banks should offer hard copy mailed statement for savings account (quarterly, half yearly, etc) unless user choose softcopy via their online banking is that correct? But I have a PUBLIC BANK savings account which has never mailed me ANY hard copy at all. I opened the account a few years ago, and still do transactions with it, although not a lot. But a few years till now, no statement AT ALL. All my other banks have at least mailed me a statement at some point in time. Does anyone face similar situation?

This post has been edited by frontierzone: Jun 26 2013, 06:38 AM

the annual charges RM8 for CIMB airasia saver acc is because of the ATM card right? If I have my own existing ATM, that means no chargers will applied to tat acc, am I right?

regarding ATM fees, from what I gather so far there are 2 categories:

-bank which charged one time ATM fee e.g. RM 8- RM 10..this is Maybank (with conditions), citibank, OCBC
-bank which charged annually their ATM card fee e.g. CIMB, PB, Al Rajhi