Savings Account in Malaysia
|
|
 May 31 2014, 09:12 PM
Return to original view | Post
#1
|
 
Senior Member
1,206 posts Joined: Jan 2008 
|
regarding ATM fees, from what I gather so far there are 2 categories:
-bank which charged one time ATM fee e.g. RM 8- RM 10..this is Maybank (with conditions), citibank, OCBC -bank which charged annually their ATM card fee e.g. CIMB, PB, Al Rajhi |
|
|
|
|
|
Jun 12 2014, 05:57 PM
Return to original view | Post
#2
|
|
Senior Member
1,206 posts Joined: Jan 2008
|
if anyone know bank with no annual fee for ATM card (or maybe cheap annual fee) but we can withdraw money oversea via maestro/cirrus/Plus
Except for bank tiger/Maybank |
|
|
Jun 13 2014, 12:56 AM
Return to original view | Post
#3
|
|
Senior Member
1,206 posts Joined: Jan 2008
|
QUOTE(MilesAndMore @ Jun 12 2014, 08:15 PM) HSBC Basic Savings Account, Citibank etc. HSBC quite difficult to open account based on previous experience. we need to open at branch which close to our IC address   |
|
|
Jun 13 2014, 09:45 AM
Return to original view | Post
#4
|
|
Senior Member
1,206 posts Joined: Jan 2008
|
QUOTE(MilesAndMore @ Jun 13 2014, 01:13 AM) Ah... i am not aware of that. How about Public Bank Day2Day VISA debit card (with Basic Savings Account) ? If my memory serves me correctly, Public Bank is now also issuing a debit card for Basic Savings Account these days. Thank you. PB sound goods. any different if we open basic savings than PLUS account? annual fee is free as well? if annual fee is normal nowadays maybe just need to accept itOh yeah, how about Standard Chartered JustOne account ? They offer 3 types of JustOne Account (refer to this thread) and it suits what you are looking for (annual fee free ATM/debit card)  |
|
|
Jun 13 2014, 09:50 AM
Return to original view | Post
#5
|
|
Senior Member
1,206 posts Joined: Jan 2008
|
QUOTE(X.E.D @ Jun 13 2014, 03:09 AM) If you'll be overseas in a country that has the access to global banks (HSBC, Standchart and Citi come to mind), it's sometimes advisable to use their local branches to withdraw vis-a-vis PLUS/Cirrus interbank. good option too. maybe can consider Citi or SCB (blacklist HSBC). thank you (for example: HSBC charges RM5 per HSBC overseas ATM withdrawal vs RM10 + 1% (I think) on Plus/Cirrus. If you're Premier, you don't have to pay that RM5 too.) Any kind of annual "fee" on a standard ATM card or checking account would be small in comparison to the interbank fees that you can avoid with overseas branches.  |
|
|
Jun 13 2014, 09:51 AM
Return to original view | Post
#6
|
|
Senior Member
1,206 posts Joined: Jan 2008
|
QUOTE(MilesAndMore @ Jun 13 2014, 01:13 AM) Ah... i am not aware of that. How about Public Bank Day2Day VISA debit card (with Basic Savings Account) ? If my memory serves me correctly, Public Bank is now also issuing a debit card for Basic Savings Account these days. How about OCBC, I heard smatsavers have good rate if we keep money inside?Oh yeah, how about Standard Chartered JustOne account ? They offer 3 types of JustOne Account (refer to this thread) and it suits what you are looking for (annual fee free ATM/debit card) |
| Change to: |  0.0425sec
 0.16
 7 queries
 GZIP Disabled
Time is now: 9th December 2025 - 08:15 AM |
Quote