You should not have done that. Should have go to the bank and apply. Some people experienced difficulty opening account online. Oh well, What's done is done.

Hi, wanna ask another noob question...;

If I want to close a savings account, do I need to return to that particular branch that I originally opened the account in, or can I just go to any branch location to do it...?

---

what kind of difficulty?
My office area don't have ambank, an online option there is convenience and I don't want to take even a half day leave or this.

I have submitted the photocopy IC and my office information and they replied will notify with my application within 3-4 working days. I guess this is the difficulty? 3-4 working days is kind of long. If ever i could go to branch would be just done within an hour.

Difficulty is might be rejected. You still need to go and fingerprint when you collect the card. Extra work. Better go to branch and settle one shot

The site should state the whole process. (well, it was my fault that I did not ask here before proceed)
If I know there is a need to visit branch again, then I will not apply online.
They must well not giving this online option, it is useless since you will still need to visit branch again

I thought it was similar like a credit card application process.

This promo is trying to push their Credit card sales as well. So if you are a OCBC fans, you can go for it.

their card is not that good anymore, i miss the days when OCBC titanium card gives 5% cashback

In answer to my own noob question...;

I drove to the nearest HL bank to close my account, so they told me that I need to go back to my home branch to do it... So I had to drive all the way to Jalan Ipoh to my home branch over there, but upon reaching there just now, I was told that I need to produce the passbook/bank account book (which is stored in another house of mine), so they couldn't close the account. So next trip; it is about driving all the way back to my other house in PJ to get my bankbook, & then drive all the way back up to Jalan Ipoh to my HL bank branch, & then yet another long distance back to my current home in Cheras once again... Gonna be fun yeah...

---

This post has been edited by kEITh_22b: Oct 15 2015, 08:29 PM

why you want to close it in the 1st place? just dried out the balance inside, then let it auto closed due to inactivities lar

You can do that? I thought they won't let you withdraw until RM0 via online? all banks?

even if minimum balance of RM 10, it is still lower than consumption of time, fuel, tolls, parking, saman (if unlucky)

I just notice that my account suddenly switch to CIMB@WORK since June. What is this? Also there seems to be a promo since Sept

http://www.cimbbank.com.my/en/personal/pre...promo-sept.html

I tried to sign up my CIMB Air Asia account. SMS replied say successfully application but, it also say "activate your cimb bank payroll account by 31dec2015"

Any idea?

This post has been edited by WhitE LighteR: Oct 16 2015, 06:12 PM

The bank ATM doesn't allow me to withdraw the last RM20 (perhaps they are in wait to absorb it by end of this month because it's due date for annual fee).

This I agree... (+ getting stuck in traffic jam, car maintenance/wear & tear too...)

Then your car could also be towed away by the police (eg. for parking along roads @ Berjaya Times Square for instance).

Not economical & cost effective from the financial/investment standpoint.

---

This post has been edited by kEITh_22b: Oct 16 2015, 06:30 PM

That's why always open account with the bank near your house/office/shopping place you always go.

OCBC have any saving account that without need to pay annual fee for example fee for the debit card/ atm card ?

you can insist not to take their atm card, to avoid the rm8.48 fee

If no ATM card, then can I have online account?

SAVINGS FOR WHEELS Deposit Promotion [ HLB | T&Cs (EN) | T&Cs (BM) | T&Cs (CN) ]
1 Dec 2015 - 29 Feb 2016

The Promotion is open to all Malaysian individual and non-individual customers who are new and existing Primary Accountholders of the following valid participating HLB / HLISB Current or Savings Account (“CASA / CASA-i”) and Fixed Deposit (“FD Accounts”); Connect Online Banking Users (“Connect”); Business Online Banking Users (“ConnectBiz”) and HLB / HLISB Debit Cardholders (collectively referred to as “Customers”).

OCBC savings accounts ATM card come with a one time issuance fee of RM8.48 only. In other word, there is no annual fee for OCBC ATM card.

This post has been edited by MilesAndMore: Dec 6 2015, 12:05 AM

[quote=MilesAndMore,Dec 6 2015, 12:03 AM]
you can insist not to take their atm card, to avoid the rm8.48 fee

[/quote]
OCBC savings accounts ATM card come with a one time issuance fee of RM8.48 only. In other word, there is no annual fee for OCBC ATM card.

[/quote]

Great to know that, saves me the hassle for closing acc