HSBC CASA Gift Promotion [ HSBC | T&Cs ]

Stand to get a Complimentary 8-piece Glasslock Container Set* when you deposit in your HSBC Current or Savings Account.

Terms and Conditions
Eligible Customers must deposit RM30,000 in Fresh Funds in an HSBC Premier / HSBC Advance / HSBC Basic Savings / HSBC Basic Current Account ("CASA account") and hold the Deposit at HSBC Bank for a period of 3 months to be entitled to one (1) set of an 8-piece Glasslock food container (the “Gift”) on a first-come, first-served basis, subject to availability.

For avoidance of doubt, Eligible Customers are only entitled to 1 Gift per Deposit per CASA account, regardless of the number of Deposits placed by Eligible Customers.

Promotion ends 31 October 2015.

The terms used herein carry the same meaning as the terms defined in the Promotion Terms and Conditions.

Use CC + M2Savers + Ambank True Savers + 1 month FD for the win. 

Call up customer service and asked for statement date to be 1st of every month and payment date to be 20+ every month. Make your life easier. Less complicated.

This is what I will do. On statement date, Deposit RM1000 into 1 month eFD (ambank islamic). From current statement date until next statement date, it is about 1 month. The eFD will matured on the statement date. Withdraw and put into M2Savers/Ambank True Savers to earn high interest as one is usually only given 20 days from statement day to payment date to pay. On payment date, withdraw from M2Savers/Ambank True Savers and settle your bills in full

Repeat the above cycle by depositing fresh RM1000 on statement date. Know the maximum that you will spend in a month and set aside some money for that. Banks should work for the individual and not the individual works for the bank.

The above are egs which are done using internet banking which will not use up your petrol to run to the bank or to find parking space. So if you want to factor the cost of IBFT, it will cost RM0.53. You can deduct the IBFT cost from the final later on. (only use IBFT if you need to)

What is the minimum balance that should be maintained for Maybank Wadiah Saving Account (no annual fee), to avoid service or maintenance charge being charged?

cklimm so not worth it. Need to deposit RM500, spend RM500 using ocbc cc. Better I use hl wise cc which can give 10%. Unless ocbc can come out with a cc which can give 10%.

Still cannot beat ambank Truesavers with no conditions. Ocbc not sincere.

This promo is trying to push their Credit card sales as well. So if you are a OCBC fans, you can go for it.

In answer to my own noob question...;

I drove to the nearest HL bank to close my account, so they told me that I need to go back to my home branch to do it... So I had to drive all the way to Jalan Ipoh to my home branch over there, but upon reaching there just now, I was told that I need to produce the passbook/bank account book (which is stored in another house of mine), so they couldn't close the account.    So next trip; it is about driving all the way back to my other house in PJ to get my bankbook, & then drive all the way back up to Jalan Ipoh to my HL bank branch, & then yet another long distance back to my current home in Cheras once again... Gonna be fun yeah...

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You can do that? I thought they won't let you withdraw until RM0 via online? all banks?

OCBC have any saving account that without need to pay annual fee for example fee for the debit card/ atm card ?

Looking to grow my savings. Has anyone used Hong Leong's Pay&Save account? Leaning towards opening an account there. The interest rate looks ok compared to other banks. Now got promo also. Maybe i can get a new phone also while im at it.

https://www.hlb.com.my/en/personal-banking/...promotions.html

RM10 pm = RM120 pa...
= 1.2% pa

what is the saving rate for this Unionpay saving account?

is it 1st 3k = 0% pa
then 7k @ 0.30% pa = RM 21pa

which meant 10k you will get 21 + 120 = RM141 pa? or 1.41% pa ?

Can somebody advise which bank should i open a new savings account? Only considering between CIMB or Public Bank.

Which are safer and offer good interest? Public Bank is way more accessible in my area but i feel their online banking n app seems very outdated, while CIMB constantly up their game to be on par with Maybank.

Currently only has Maybank and thought of putting my eggs in different basket, will mostly just use for savings n create eFD with no intention of transfer out.