The Citibank Platinum credit card (normal one) now sports a new look and design and it comes in matte finish.

Seems more banks prefer to use matte finish nowadays. Maybe it doesn't wear out so fast and thus they can issue a longer expiry card?

Actually Citibank separated my credit card limit into two (credit limit + installment limit) more than a year ago. I noticed a huge jump in my credit limit in my Citibank credit card statement early last year, if I'm not mistaken.

Bro I reread the letter Citi sent to me again, the increase in credit limit granted to me is temporary for about 3 months (expiring soon) and the one and only reason why Citi increased my credit limit was to entice me in signing up for their loan products. Click here to my article Avoid The Shit Hole of Debt by Getting Free Financial Tuition From Me where I posted the evidence of Citibank increasing my Credit Limit without my consent (even if it is for 3 months - it is still an increase without me requesting for it). I also posted a letter Citi sent to my wife offering increase in Credit Limit; and to accept the offer, all she has to do is sms in.

No leh bro. It's actually silver matte and it looks so much like a silver card than ever    When i opened up the envelope, i actually thought it's a new credit card product as it looks so different compared to my current VISA Platinum. Besides, the Platinum wording on the card is printed in white and it is not very clear. One can easily mistakes it as a silver card 

Hey all, just wondering, can the reward points on 2 or more Citibank cards (under the same holder) be combined?

Got waiver for 1st & 2nd year. Call CS every year, but now request for waiver on 3rd year, they said no such promotion now for waiver.

They also dont care to lost customer. I always pay full each billing cycle & never got finance charge. Monthly usage about 2k.

I think i did get the letter but i have no idea where did i put it already. I remember glancing it through but it wasn't a promotional letter that gives me free money, so i just tossed it aside. And now i couldn't find this letter but most likely it is in one of the boxes inside my messy room 

This (X) + (Y) thingy first appeared on my Citi credit card statement more than a year ago. Back then it was just RM40,000. I had a look at my credit card statement just now and i was surprised to learn that it has been increased to RM67,400 
I couldn't get a clue whether my DELL PC installment eats into my normal credit card limit or installment limit. But i managed to find this out in my Citi Online and it indeed eats into my normal credit card limit, not the installment limit. My card installment loan limit is RM67,400 as of last month, but available installment limit still stands at RM67,400 (see below).

Agreed. I burst my MBB2 AMEX while paying up some medical bills and airfares. 

As you mentioned, I need to transfer funds just free up my credit. 

Haha, me too exactly!! Before I got my Plat, every month also hit limit. Have to keep on "reload" via m2u. Damn sien. The joy of accumulating 5x point is just so addictive. Haha! Citibank should do the same with their AMEX!

compare to Maybank and Citibank credit card. Somehow Citibank AMEX is more flexible, like when you really need to increase the limit, based on good records.. they will help you.. but Maybank maybe have too many client .. therefore they are very str8.

Bro help advise what card is this, wish to apply.
Tx

Thanks sifu.

OMG i just went to the blog and it is so messy and full load of ads~
I cant find what I want to find, I guess this Gen-X need to hire someone to redesign his blog = =''

So do you mean that to pay CC in full, on time every month when statement come? Is that the only way to skip interest?

BTW, when I apply that guy told me can waive annual fee by calling them. Why I see forumer said policy change and something?? OMG, m I kena conned?
= =''

Wow, it was a wall of text, but I finished reading including some article u wrote about oversea spending.
So is it advisable to use cc in overseas than to exchange cash from malaysia and bring it for overseas travel?

Btw, my feedback still the same. Get your website FIX~!