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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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pinksapphire
post Jul 14 2013, 04:09 AM

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QUOTE(ronnie @ Jul 14 2013, 12:54 AM)
I send via Yahoo! Mail also but on Thursday... no bounce back received.
What bounce error message did you receive ?
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ronnie, does this mean you're applying more cards under this promo? shocking.gif
pinksapphire
post Jul 14 2013, 06:51 PM

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QUOTE(ronnie @ Jul 14 2013, 11:00 AM)
I just apply another few supplementary card for the July promo... how bad is that ?
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Hi, ronnie. When you applied for a few more, are they all under the one same principal card or you have a few principal cards already to apply different supp cards respectively? I have only one Platinum principal card, so I don't know if the cash back works if I apply more under the same type or must it be different, etc.
Thanks for your advice.

Anyone knows if the application must be approved within July to get the cash back or it's applicable as long as it's submitted in July?
pinksapphire
post Jul 15 2013, 11:31 AM

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SCB said that they will only give cashback to one supp card eventhough you apply more than one through this RM300 promo. So, I guess can apply only one to get it? unsure.gif

Btw, does anyone know how soon I can terminate my mum's supp card after activation? And if I do, which future application will it affect? Like, will it restrict me from applying more supp next time within a time frame or? Thanks!

This post has been edited by pinksapphire: Jul 15 2013, 11:36 AM
pinksapphire
post Jul 18 2013, 10:24 PM

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Hi, guys. If I cancel my mum's supplementary card, does it affect any future supp card application of hers or it doesn't matter? And I assume it won't affect other applications, yes?

Thanks.
pinksapphire
post Jul 21 2013, 04:45 AM

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QUOTE(chloe_yee87 @ Jul 20 2013, 04:10 PM)
Yay!! Finally got my RM600 CB!!

I applied via online for the RM450 promo but i only apply for principal to get RM350 (but i got RM300 because of the stupid PS agent conned my RM50 saying my ic is blur), then i applied for supplementary to get another RM300 biggrin.gif

Gonna try applying 2nd supp under the same principal to try my luck for 300CB
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Ehh, they allow only principal card application although you applied under the RM450 promo?
pinksapphire
post Jul 21 2013, 07:31 PM

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QUOTE(nothingz @ Jul 21 2013, 11:11 AM)
depends on how the bank staff did for you.  the bank staff who did for me also used the same trick and i got RM630 in total
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You applied through online or branch? I doubt online you can skip the supp application, but again, I haven't tried that promo out, so I'm not sure.
pinksapphire
post Jul 21 2013, 08:09 PM

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QUOTE(nothingz @ Jul 21 2013, 08:01 PM)
i applied online both principal and sup card together then email sup doc. then the scb staff only submitted my principal card application first, they requested for my education cert then i submitted too (should have lost RM50 there). after principal card is approved then she submitted my sup card application, the ic was attached in the first round email, no need for further documents.

total cash back i received was RM630
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That's really something, lol...thanks for sharing. I guess it helps that the SCB staff was willing to do that for you.
pinksapphire
post Jul 22 2013, 07:09 PM

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QUOTE(guy3288 @ Jul 22 2013, 06:42 PM)
applied 3 supp cards online last nite. today received calls from somebody telling me to resubmit  the ICs to her.

I told her Std Chartered had received my Ics why need to resubmit,  She asked who confirm received my IC, i just simply blah, i dont want to submit ICs to her.....i can always resubmit to SC direct. I did that just now.

Is she trying to get RM50 from us?
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Sounds like it!
These PS agents really earn a lot than the usual credit card sales people on the move, geez...
pinksapphire
post Jul 23 2013, 05:47 PM

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QUOTE(1234_4321 @ Jul 23 2013, 10:52 AM)
Can we report this to SC?
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Not sure, I'm not a regular with SC. Members like ronnie can advise better tongue.gif

QUOTE(ronnie @ Jul 23 2013, 11:31 AM)
I was filling up the Online Card Application yesterday... just the front page only. Subsequently, I receive a call from Price Solution today, to enquire if I want to proceed with my application smile.gif
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You seem to be forever applying for their cards, lol...

QUOTE(bearbear @ Jul 23 2013, 12:16 PM)
Hope i don't miss the boat...IC+EPF statement should be good enough right?

P/S: Just submitted the form and already rcv sms informing my application is unsuccessful shocking.gif
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Wow, that's a fast response! ...and it's already declined? blink.gif

I still haven't gotten any sms from them about my supp application. Hope it's in time for this month.
pinksapphire
post Jul 23 2013, 07:08 PM

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QUOTE(bearbear @ Jul 23 2013, 06:54 PM)
best part is i havent even submitted my supporting doc. rclxub.gif
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Lol, seriously? Maybe it's just an error unsure.gif
pinksapphire
post Jul 24 2013, 04:30 PM

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QUOTE(bearbear @ Jul 24 2013, 02:43 PM)
finally they called

Claimed my other CC are all below 24 months old (with good payment record by the way whistling.gif ) - so they rejected. Now they help me 'appeal' and only offer RM300 (before GST deduction)

I argued it is not my fault your system send me an unsuccessful application and thus i did not send in any document.

At the end i ask him to fly kite.
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Ehh, I thought this doesn't matter one?
I'm sure a lot of applications have CCs below 24 months...
pinksapphire
post Jul 30 2013, 04:39 AM

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QUOTE(guy3288 @ Jul 28 2013, 09:53 PM)
adolph, how about the promo for supp cards CB RM300 that ended 31.7.2013.

If supp card is approved before 31.7.13 but received and activated after that date, any where in T&C that says activated after 31.7.13 not entitle for CB RM300?
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CS told me it's based on application date, not the approval/activation. He better be right cuz I still haven't heard anything about my supp card status!
pinksapphire
post Jul 30 2013, 02:27 PM

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QUOTE(ronnie @ Jul 30 2013, 07:33 AM)
From the T&C:

Who do you think is right ?
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Arghhh...*runs to call up the hotline again*

QUOTE(bearbear @ Jul 30 2013, 09:14 AM)
SC is so crazy with their promotions!! Do you think we can try our luck with applying for them regardless and maybe can be approved unsure.gif hehehe
pinksapphire
post Jul 30 2013, 04:06 PM

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QUOTE(pinksapphire @ Jul 30 2013, 02:27 PM)
Arghhh...*runs to call up the hotline again*
Called up and they said my supp card has been approved last week. Funny how this time the SMS didn't come in as early as my first supp card. Maybe too many people or something, oh well.
But lucky that it's already approved, phew.
pinksapphire
post Aug 1 2013, 03:26 AM

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SC just extended the RM300 promo to 31 August, lol...don't know whether to feel happy or not that they play around like that, but glad they extended it.

Anyone going for more supp cards?? drool.gif
pinksapphire
post Aug 3 2013, 05:31 AM

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QUOTE(adolph @ Aug 2 2013, 09:14 PM)
Shoduken,

Only for one supplementary card, the bank may reward you for RM600 cashback but will become a reversal amount on next month and become as debit rather than credit, if bank found out that you apply for more than one supplementary card. A reversal usually inccured because errors from the bank due to mutiple reward issues. Please refer to term and condition before do an action that may lead to reversal.
"successfully apply for one new supplementary card and whose applications are approved by the Bank for any of the following credit cards issued by the Bank".

Info,
http://www.standardchartered.com.my/promo/...p-card/tnc.html
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So the person wouldn't really know whether they get that cashback for sure (for multiple supp cards applied) until the end of...90 days. Cuz have to wait 60 days to get it and if wanna confirm that it's not a bank error, then must wait for additional 30 days to see if there's any reversal...correct?

A different question. I'm thinking of applying another principal card from SC. I read somewhere here that the max principal card I can go for is 2, can anyone confirm this? I'm looking at the RM450 promo (apply for the type that doesn't have supp card) but I recalled there's also a Groupon offer that gives Philips Soundbar. Do you think they may reject if I try my luck with that?

Thanks ahead!
pinksapphire
post Aug 5 2013, 08:36 PM

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QUOTE(adolph @ Aug 3 2013, 08:49 AM)
Pinksapphire,

That's not why i mean, i mean some people will get it because of multiple application signed up. there are people who get it but don't get any reversal, that's why I say if bank found out later. The reversal usually happen why there are multiple cashback, annual fee reversal or GST reversal. Yes, you may apply for Philips Soundbar, as long your income more than RM48,000 and apply via groupon website where it will link to Standard Chartered website. The promo only for peninsular customer only and not opened to west malaysia. The application that signed up multiple application for cashback, the new customer only can be entitled for one reward upon multiple sign up plan and customer that apply under this promo will not be given cashback apart RM55 to offset the government service taxes (GST).

But please be reminded, when you purchase an item and paid via standard chartered bank card. you will be charge from 0.15% till up to 1% administration fee / international transaction as visa and mastercard international recognize groupon as oversea transaction.

Info,
http://www.groupon.my/deals/klang-valley-k...-bank/717257362
https://grouponmy.zendesk.com/entries/21938...n-Shopping-#two
http://www.standardchartered.com.my/promo/...inum/index.html
http://usa.visa.com/personal/using_visa/ex..._rates_faq.html
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Hi, adolph and everyone. Just so you know, I currently have the Platinum Visa already, so I don't think I can apply for the Philips offer since it's for the same type of card.
I have two options now, whether to apply for the other offer (RM300 Groupon credits+Powerbank) which is for Mastercard or sign up for the RM450 Raya cashback.
If I go for Raya's promo, I think I should be able to select Business Plat/Gold which does not have supp card so I don't need to take up an additional supp card (it's only RM100, that's why I wanna exclude supp). This should give me RM350 if what I gather from the forummers here is correct.

Is this what you guys would do too?
pinksapphire
post Aug 6 2013, 02:01 AM

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QUOTE(adolph @ Aug 5 2013, 11:18 PM)
pinksapphire,

All of the campaign you are stated only opened to new customer which do not held any SCB card within pass 12 month only. if you are existing customer with platinum visa card, you can only apply for supplementary card which give cashback up to RM300 till end of this August 2013.
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Thanks, adolph =) You're so diligent with replying the questions here, lol...
Yeah, it says for existing customers for the Groupon...wonder if I can get my way pass them by submitting anyway tongue.gif And I didn't know Raya's for new customers only too.
pinksapphire
post Aug 6 2013, 12:51 PM

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QUOTE(adolph @ Aug 6 2013, 09:29 AM)
Pinksapphire,

Are you sure it opened to existing customers,
"For applicants who have not held any Standard Chartered Bank Malaysia Berhad Credit Card whether as principal or joint account holder, within the past 12 months before the applicant's credit card under this promotion is approved. New customers whose credit cards are suspended, cancelled, or terminated for any reason during the promotion period or within 3 months after the promotion period will not be entitled to any rewards under this promotion"

Info,
http://www.groupon.my/deals/klang/standard...-bank/717257403
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No no, I was referring to Raya's from SCB =)
But I know that one most likely has the same terms and conditions.
pinksapphire
post Sep 2 2013, 12:49 PM

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QUOTE(smsbusiness2u @ Sep 1 2013, 03:00 PM)
JustOne Platinum MasterCard Credit Card
JustOne Platinum MasterCard Credit Card
Get the JustOne Platinum MasterCard Credit Card and enjoy a high
15% Petrol CashBack at all petrol stations nationwide. Just spend a minimum of RM999* per month in retail purchases and receive
Petrol CashBack up to RM576* per annum.

You can also enjoy The Good Life with exciting dining deals at over 1,000 outlets nationwide every day.

*Terms & Conditions Excerpts

    Retail purchases must be posted to your account within a particular month to be included towards meeting the monthly minimum requirement of RM999 per month. If a transaction is posted in the following month, it will only be included in the following month's calculation. Petrol CashBack is calculated on the amount of money spent with the JustOne Platinum MasterCard Credit Card at petrol stations in Malaysia.
    You will enjoy Petrol CashBack in the following situations:
        When you spend a minimum of RM999 but less than RM1,999 per month in retail purchases, subject to a cap of RM28 per month;
        When you spend a minimum of RM1,999 but less than RM2,999 per month in retail purchases, subject to a cap of RM38 per month;
        When you spend a minimum of RM2,999 or more per month in retail purchases, subject to a cap of RM48 per month.
    360° Reward Points are not applicable for this card.
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Anyone knows if this JustOne Plat card is the same as the usual Plat card we normally apply for?



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