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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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nothingz
post Jun 10 2013, 05:54 PM

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the staff told me 1 month and the 0% offer is for 6 months. later i go home read the link
nothingz
post Jun 10 2013, 07:28 PM

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QUOTE(Ricky300 @ Jun 10 2013, 06:07 PM)
I just called customer service.

0% for 6 months but limit to 50% of your credit limit.

However, if you intend to apply more than 50% of your credit limit, 1.99% interest will be charged.

For 12 months or 18months or even 24 months. 1.99% will be charged. (Regardless > or <50% of your credit limit)
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1.99%pa or per month? if pa then it is consider cheap
nothingz
post Jun 18 2013, 07:45 PM

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QUOTE(tyjl @ Jun 18 2013, 04:55 PM)
Is it true that SCB will give out 2 cards (1 mastercard and 1 visa) even though we only apply for one card? that's what the SCB staff told me.
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not true, i applied one and got one only
nothingz
post Jun 19 2013, 10:48 PM

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QUOTE(cwhong @ Jun 19 2013, 10:47 PM)
i apply 1 got two end up only activate one only another kept in drawer...... wonder will it terminate it automatically if no activation done? i ask here before but no answer yet ....  sad.gif
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you should ask CS instead of us since your case is special
nothingz
post Jun 30 2013, 08:41 PM

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i also got total cash back of RM350 for my principal card and RM280 for my supplementary card. nett RM555 after deducting RM75 GST around 1 month after i activated my card.

very good cash from SCB
nothingz
post Jul 2 2013, 12:33 PM

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QUOTE(ronnie @ Jul 2 2013, 10:36 AM)
SCB Free cash always policy smile.gif
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lol, their campaigns are really messy, we dont know which is which but at least we got benefits

anyway, i have not even started using my scb since activation. few hundred still parking there

This post has been edited by nothingz: Jul 2 2013, 12:34 PM
nothingz
post Jul 4 2013, 01:21 PM

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QUOTE(Rooivalkx @ Jul 4 2013, 12:39 AM)
I was approved and activated on 2nd May and got my RM55 then. T&Cs say the remaining will be credited within 60 days. It is more than 60 days already, what should I do? Do I need to make a transaction to get the full cashback? I didn't make a single transaction on my card yet..
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how come yours is so slow? mine was activated at end of May also got my cash back already
nothingz
post Jul 14 2013, 10:47 PM

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QUOTE(fruitie @ Jul 14 2013, 09:36 PM)
laugh.gif I'm a new customer by the way. tongue.gif

Oh ya, the bounced emails were because of SCB's inbox already burst with overwhelming emails.
I have to try again tomorrow. doh.gif
The SC I spoke to this morning said it should be fine for me to submit tomorrow despite >24H.
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you apply the principal card first, get RM350. after approval then apply the sup card, get another RM300. instead of the RM450 only. this is what my agent did for you
nothingz
post Jul 15 2013, 04:01 PM

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QUOTE(fruitie @ Jul 14 2013, 10:49 PM)
Ah ha. Didn't think of that. sweat.gif
So how when I have filled up my mum's details. doh.gif
Can I not to submit her I.C. but will my application get rejected later?
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when the agent calls you, you can ask him to do as i recommended you
nothingz
post Jul 15 2013, 07:15 PM

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QUOTE(fruitie @ Jul 15 2013, 05:52 PM)
Thanks, so did you mean after I submit my application, an agent will call me? biggrin.gif
I will do it now then. tongue.gif
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most likely an agent will call you. wait for it. if they don't, then can't help
nothingz
post Jul 16 2013, 09:23 PM

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QUOTE(fruitie @ Jul 16 2013, 08:07 PM)
The SCB agent called me today, twice. Both times also when I was having meeting. doh.gif

At the end, I still spoke to him on the second call... While we were talking, I cannot understand why he kept saying I can only get RM 300 cash back as principal... I was clarifying as I was expecting RM 350 and not RM 300. Then the line got disconnected. sad.gif

I tried to call back the no. but nobody picked up. I think he won't call me back. laugh.gif

So I just wait for SCB to issue my card then. sweat.gif
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gold card is RM300 only then deduct RM50 GST, net RM250. afterall my rebates are quite messy, i can't even understand how it arrived because it comes with the supplementary card cash rebates
nothingz
post Jul 17 2013, 01:08 PM

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QUOTE(sushi7 @ Jul 17 2013, 09:10 AM)
Received sms from sc saying my application was unsuccessful. .. usually wat is the reason?
Annual income > Rm36k, very good credit record..... manage to apply ocbc titanium card recently also.....
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do you have any card which you had used more than 2 years? if no they will ask for degree cert and so on. if you did not provide then may get rejected
nothingz
post Jul 18 2013, 05:25 PM

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QUOTE(fruitie @ Jul 17 2013, 10:52 PM)
Finally the agent returned my call this morning and he admitted he made a mistake. sweat.gif

OK, he said I will get RM 450 (RM 350 for principal + RM 100 for supp). I did ask him about the RM 300 supp promo but he said I can only get RM 300 for principal... sweat.gif

Then, I told him to go ahead with this RM 450 first then I will apply the RM 300 supp once my card is approved.

Now waiting for another team to call to confirm on my application.
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dont listen to his crap. i did exactly the same like you for 450, then my nice agent did the 350+300 magic for me. mine is gold card max @300 + 300 sup card = 600 but i received 630 before gst.
nothingz
post Jul 18 2013, 05:31 PM

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QUOTE(fruitie @ Jul 18 2013, 05:29 PM)
Good for you. sad.gif
This agent kept insisting RM 300 + RM 300 instead of RM 350 + RM 300.
So, I gave up. I rather get RM 450 first and apply another person to get RM 300. Now I need to think whom I can nominate to be my second supplementary line. doh.gif
My dad is no longer eligible. Sigh.

The reason I went for RM 450 because I want to make sure he won't take my RM 50 away. laugh.gif
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after taking the 450 still can go for 300 sup card?
nothingz
post Jul 18 2013, 05:39 PM

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QUOTE(fruitie @ Jul 18 2013, 05:33 PM)
I think can but different supplementary holder. sweat.gif
If cannot fated lo. laugh.gif
user posted image
Here’s your chance to be rewarded for sharing. Simply apply online for a Supplementary Credit Card from 1 July 2013 until 31 July 2013 to be rewarded with up to RM300 CashBack upon card approval and activation.
http://www.standardchartered.com.my/promo/...card/index.html
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hmm, try to read the tnc properly. i cant seem to open it on mobile
nothingz
post Jul 18 2013, 05:42 PM

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QUOTE(sushi7 @ Jul 18 2013, 05:40 PM)
For the cash back for Principle Card holder, can we apply both Gold and Platinum card together, so that we can have RM350+300 cash back?
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it is stated at the tnc there
nothingz
post Jul 18 2013, 06:50 PM

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QUOTE(Human Nature @ Jul 18 2013, 06:04 PM)
I am bit slow on this. Confirm the supp card will get RM300 cashback? Any hidden things?
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just apply a sup card, that's it
nothingz
post Jul 21 2013, 11:11 AM

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QUOTE(pinksapphire @ Jul 21 2013, 04:45 AM)
Ehh, they allow only principal card application although you applied under the RM450 promo?
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depends on how the bank staff did for you. the bank staff who did for me also used the same trick and i got RM630 in total
nothingz
post Jul 21 2013, 08:01 PM

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QUOTE(pinksapphire @ Jul 21 2013, 07:31 PM)
You applied through online or branch? I doubt online you can skip the supp application, but again, I haven't tried that promo out, so I'm not sure.
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i applied online both principal and sup card together then email sup doc. then the scb staff only submitted my principal card application first, they requested for my education cert then i submitted too (should have lost RM50 there). after principal card is approved then she submitted my sup card application, the ic was attached in the first round email, no need for further documents.

total cash back i received was RM630
nothingz
post Jul 26 2013, 03:53 PM

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QUOTE(fruitie @ Jul 26 2013, 02:13 PM)
My mum called me that there are 3 letters for me today. I supposed they are for my Stan Chart Plat principal + supp card. The problem is I'm not going back hometown this week and next week.

I'll be at home only during Raya break, will that be OK if I only activate my cards that time? smile.gif

How long is the grace period?

Oh well. I still have online banking service that needs to be activated. doh.gif Looks like I will need to have another workaround now.
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i activated my card few weeks after i received it until they call to ask whether do i need any help to activate it. no issue if you delay

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