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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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Human Nature
post Jul 31 2013, 09:51 AM

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QUOTE(calvintam @ Jul 31 2013, 09:40 AM)
Is SCB usually this slow in approving cc?

I signed up at 1U's roadshow I think 3 week ago already. Even the booth is already no longer at 1u, but until today still no news about my application.
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You applied from agent? this might be due to the agent, not SCB. Call up CS and ask for your card status.
Human Nature
post Jul 31 2013, 10:30 AM

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QUOTE(calvintam @ Jul 31 2013, 10:17 AM)
Just those sales people standing at the SCB booth, that time they were offering a free thermo. Is there a number I can call?
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You can call the number listed at 1st post.
Human Nature
post Jul 31 2013, 08:27 PM

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QUOTE(adolph @ Jul 31 2013, 08:16 PM)
Human Nature,

The campaign for 15% cashback + RM55 + two year annual fee waiver already extended from 1 August 2013 till 31 August 2013, you may apply if interested.

Info,
http://www.standardchartered.com.my/person...rds_CVP_leftbnr
http://www.standardchartered.com.my/person...rds_CVP_leftbnr
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Hi, thank you for the info. I shall wait for the free cash campaign laugh.gif blush.gif
Human Nature
post Jul 31 2013, 08:28 PM

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*double post

This post has been edited by Human Nature: Jul 31 2013, 08:32 PM
Human Nature
post Aug 1 2013, 10:12 AM

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QUOTE(ronnie @ Aug 1 2013, 09:29 AM)
Previously I was successful in that venture to apply for ALL cards and get ALL the cashbacks .... currently, I cannot guarantee.
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haha those were the days biggrin.gif 7 cards here too
Human Nature
post Aug 6 2013, 10:12 AM

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QUOTE(Human Nature @ Jul 12 2013, 10:10 PM)
To offset the RM50 GST using choicepoints, can I redeem 5000 choicepoints for RM25 and pay the remaining RM25?
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I wanted to redeem the following to offset my principal RM50 GST (redeem RM25 and pay RM25) but was informed it is not possible:

Standard Chartered
RM25 Service Tax
Rewards Code: 201205

adolph, can you confirm?

Thank you
Human Nature
post Aug 12 2013, 03:10 PM

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QUOTE(shoduken @ Aug 12 2013, 02:54 PM)
what's the difference between a business platinum and ordinary platinum? only for business transactions?
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nope, can be used for other transactions too. I am not sure what is the difference nowadays, there used to be 0.5% cashback for business plat.

you can have your company's name on the business card
Human Nature
post Aug 13 2013, 10:20 AM

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QUOTE(adolph @ Aug 13 2013, 12:48 AM)
Ck23,

Please get a definition how CCRIS work before you make your move about your situation. All promotion will be an end and will be valid till given promotion period only. It already stated very clearly during term and condition when the cashback will end. The major problem nowaday is most customers like to believe what people told them through a bare mouth without supporting document. please don't expect anything to be free as there will be no free lunch on this world. Only classic will not be given points or visa translucent, all points will be given except petrol transaction, cash withdrawal, insurance payment and bills payment. Retail transaction can only be considered given as points.
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While your statement is not wrong, perhaps it is best for the bank to reflect on the misconducts of their card agents as well. I have personally encountered SCB card agents who promise the moon just to get card sign-ups, providing wrong info and such. This is the MAJOR culprit.
Human Nature
post Aug 14 2013, 06:37 PM

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This post has been edited by Human Nature: Aug 14 2013, 10:12 PM
Human Nature
post Aug 15 2013, 10:42 PM

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QUOTE(adolph @ Aug 15 2013, 10:37 PM)
king_lover23,

Maybe he's not. In fact, that is the way to advice customer for previous year. Bank policy always update and change term and condition without any notice other than respective attention party, It almost change every month. A salesman only will be given information on how to achieve target and generate revenue.
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Thus, the salesman should not be giving such advice that could be misleading.
Human Nature
post Aug 15 2013, 11:03 PM

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QUOTE(adolph @ Aug 15 2013, 10:58 PM)
Human Nature,

I was born in the world of aggressive in making money, all of my friends across banking, insurance, corporate and black triads. it's usually for that, that is the true world. there is nothing fair. Most of them prosper because against the society, not believe the gods.
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Are you stating this in your personal capacity or as a rep from the bank? Are you condoning such unethical actions? I have been observing that you have been defending these so called friends.

This post has been edited by Human Nature: Aug 15 2013, 11:04 PM
Human Nature
post Aug 15 2013, 11:12 PM

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QUOTE(adolph @ Aug 15 2013, 11:10 PM)
Human Nature,

You got a problem. If you can't accept the fact, then just keep complain till the end of your life. I have a good friend and bad friends. In fact, you're survive because you're selling yourselves to the company for generate profit. Without money, you won't be bragging here. I'm not representative from any society neither. If you think, then keep think as it is true.
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Right, just evading from the topic.
Human Nature
post Aug 16 2013, 02:38 PM

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QUOTE(Jason @ Aug 16 2013, 02:13 PM)
I have 2 cards with SCB. Today 1 card was charged GST. I called for GST waiver and they waived, and my other card they gave me the points to redeem for GST.

Only T&C is cannot cancel card within one year. Since my SCB card only used for discount at F&B, so I guess no harm keeping.

Last month ate korean bbq got 15% off with SCB. Ok la.
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There is no such T&C, request them to provide it in black and white.
Human Nature
post Aug 16 2013, 10:43 PM

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Looks like it is focusing heavily on petrol cashback. A quick comparison, it probably rank between the 4th to 6th best card in that category: https://forum.lowyat.net/topic/1798403


Human Nature
post Aug 19 2013, 07:14 PM

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Received 2 calls from SCB agents to offer 2 separate products in a single day shakehead.gif
Human Nature
post Aug 20 2013, 09:56 AM

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QUOTE(GavinChay @ Aug 20 2013, 07:57 AM)
i would like to ask , izzit the pertol rebate 15% is permanence  ? cause last time that guy was help me register and told me, said  pertol 15% rebate is forever ...and now i see your topic  about the promotion.
(Spread the festive cheer by spending with your Standard Chartered Credit Card (except Corporate Cards and new cardholders [submitted after 7 Nov]) and you could be rewarded with 15% Petrol CashBack for 3 months or RM100 preloaded Touch ‘n Go Card. The more you spend,the more you save. An offer so good, even Santa can’t resist.)

now i started to doubt  that fellow it's bluff me ......
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Never trust card agents, do your own research, read up the T&C.
Human Nature
post Aug 20 2013, 10:53 AM

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QUOTE(GavinChay @ Aug 20 2013, 10:48 AM)
yups.  i regret to trust that agents , so this card after 6 month if  i want to cancel it got any charge ?
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No other charges, just the GST.
Human Nature
post Aug 20 2013, 05:43 PM

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QUOTE(mataharih @ Aug 20 2013, 05:11 PM)
Hi guys,

Anyone else waited a long time to receive their SCB credit card? I applied in the third week of July because I wanted to switch to another credit card for Balance Transfer. The officer who called me recommended me to take Platinum (I applied for gold) and said the annual fee would be waived for the first two years. When I asked her about the annual fee for the next years, she told me it was RM250, which is really expensive but she said I could always call the CSR and have it waived.

Anyways, it's been three weeks and still haven't received my card although I've received SMSs and a statement through the email. Contacted their customer service and they keep saying 'it's been delayed due to the Hari Raya holiday'. *sighs* Really not worth it.
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What SMSs? Already receive statement and missing card? Lack of response from customer service?

My advice, file a complaint to Bank Negara.
Human Nature
post Aug 22 2013, 11:34 PM

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QUOTE(king_lover23 @ Aug 22 2013, 11:32 PM)
anyone knw how to pay credit cards bills via cimbclicks?
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Under Transfer and proceed from there
Human Nature
post Aug 22 2013, 11:48 PM

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QUOTE(king_lover23 @ Aug 22 2013, 11:45 PM)
transfer then select which one?
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Refer the FAQ here:
http://www.cimbclicks.com.my/help.html

Where can I go to perform transfer funds to other banks?

This post has been edited by Human Nature: Aug 22 2013, 11:51 PM

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