QUOTE(ddsu @ Jan 8 2013, 11:58 AM)
normally insurance payment is based on sum insured. If your frens vios insurance is cheaper then the sum insured must be lower than your forte. you need to double check with your frens insurance policy and details.
This is from what i understand lah. haha
QUOTE(dvinez @ Jan 8 2013, 12:07 PM)
insure lower value then u pay lower premium, if you want to pay lower tell your agent next time.
however, there is a limit between highest and lowest to insure.
if your friend have ncd, they can get discount up to 55%.
Actually for 1st timer without NCD, is compulsory to pay at much higher price as I was told.. Each year you need to accumulate your NCD by don't accident your car so discount will be given once u gain your NCD..
How they judge premium and non premium? I thought insurance are all standard pricing? Vios is also around that price but the annual payment wouldn't be that much different? Mine around Rm2.2k and his around RM1.5k or maybe less..
I didnt ask much on his insurance policies and details but it should be all the same basic insurance policy right?
Any 1st timer purchasing a kia forte here without NCD before?