I got 2 account. Split half of your salary. One for saving (no ATM card), one for expenses (with ATM card). That means I only use half of my salary, I can save the other half.

Most insurance agent are... taken from the internet. Haha

INSURANCE AGENT = An individual that do not have your interest in his mind and will push you to invest a "disproportional" of your income to a scheme, not considering the cost of opportunities.

Most insurance agents will assume that the single purpose for people to work is for retirement planning. They fail to understand people's needs for starting a business, taking courses, investment, marriage
, repaying your old parents, and experiencing life.

They commonly use OUTDATED sales approach by comparing bank interest rate and insurance interest rate. They assume that people put money in the bank just because of the interest. Most if not all of the insurance agents fail to ask for the reason why people put their money in the bank.
...
An insurance agent represent an insurance company in getting sales, but NONE of the insurance agent represent an insurance company when there is a problem.

Most insurance agents do not aware that they are being a cannon folder.

Sometimes, an insurance agent will disguise himself as an investment agent, bank employee, etc..

This will give an instant bad image when they start to presenting their obvious insurance products.

Some insurance agents will push you to give them referral rather than advertising themselves as experts.

Most insurance agents are pushy salesman rather than PR or marketer. They fail to brand themselves.

People won't thinking of contacting a pushy insurance agent when they need information about insurance and investment.

Many insurance agents giving remarkable hard work and persistence but fail. Instead of evaluating their strategies, they put even more hard work and persistence ti fail harder.

Dear insurance agents, it's time for re-branding.

very very sound advice brah... 

hello guys. can share with me how u keep your money from ownselves sence of lust to buy new new things and not eat and spend sederhana? if kept in bank, still can draw I have to save money for something. and I'm pretty sure I'm super bad at this.. so, actually how u guys control this? or u guys actually have strong self control?

lets keep this semi serious ok?

Insurance is for long term and it is for protection. TS can't liquidate it as fast when he needs the money to finance his education. Same goes to investments. Investments are subjected to investment risks, and of course high risk high returns but high losses as well.

Best at the moment is savings account, and snowball it to FD.

i open 2 acc in one bank..one for salary one for saving..when salary come in..quick transfer to saving then pretend its never exist

more on self discipline. just put the money in FD

Get married, ask your wife to keep the money (but later she use to but cincin emas lol)

I got 2 account. Split half of your salary. One for saving (no ATM card), one for expenses (with ATM card). That means I only use half of my salary, I can save the other half.

hello guys. can share with me how u keep your money from ownselves sence of lust to buy new new things and not eat and spend sederhana? if kept in bank, still can draw I have to save money for something. and I'm pretty sure I'm super bad at this.. so, actually how u guys control this? or u guys actually have strong self control?

lets keep this semi serious ok?

hello guys. can share with me how u keep your money from ownselves sence of lust to buy new new things and not eat and spend sederhana? if kept in bank, still can draw I have to save money for something. and I'm pretty sure I'm super bad at this.. so, actually how u guys control this? or u guys actually have strong self control?

lets keep this semi serious ok?