what stevan said is generally true. although PTPTN only give out study loans to LAN accredited courses only. that's why non-accredited courses are cheaper. they had to. if not, no one will apply to their courses. it's partly a marketing strategy.

in my opinion, non-accredited courses isnt that bad. but there are a bunch which are just there to prey upon unsuspecting students. to be safe, my opinion is that u apply to courses that have been there for several years with several batches of graduates. try and get opinions from them about the course and job availability.

some courses are quite good despite not having accredited by LAN. they do this by catering EXACTLY what the industry needs, but usually foregoes other stuff like research and development.