Since it's 2 months ago, the only resort is you bring the issue to Bank Negara Malaysia for misrepresentation of 10% interest. The BNM will have to entertain you within 2 weeks.

*Cough cough*, usually HLA cases went to BNM will get full refund.

Hi,

write in will do, write to HLA and cc to bnm in your letter to HLA.

http://www.bnm.gov.my/index.php?ch=en_complaint_redress

One of my current agent was with them for a month Also YST

that auntie few years back were a YST

Pink Spider pm if need help I arrange the YST for you

You are safe bro as our spider brother said.

This is an unbiased comment.
You don't need to feel "safe" to avoid from her because it's just a saving plan from Uniasia,. To be frank, it's nothing nasty or lose out if you are okay with the service and the explanation of the plan from her and you are confident from her. Because this is not a "scam" like Geneva, the money you saved will be returned according to the illustration she gave you.

Of course every plan have their Pro and Con, it's the same even if you save/invest your money in unit trust, the biggest disadvantage of saving plan is the liquidity, you can read more detail in this thread.

Treat it like a business talk instead of SYT-talk-to-a-guy. After all, I don't get any benefit if you are getting the plan from her, just don't get mislead by her and ask her to explain the plan according the the Sales Illustration, if you are satisfy, why not? Just don't buy the plan because of her mini skirt.

If that's the case, that's not the correct ethics of doing business. You can either ask her to provide the detail or you walk away like what you did

By the way, how you know her in the first place?

Seriously?

Wow, I guess they are really going to be real busy if they have like even 20 clients.

Is that means soon you will have magicman as your colleague?

Your friend is agent or client?

Why having trouble to leave them? They holding anything that belongs to you?