Oct 18 2012, 12:33 AM
QUOTE(Quazacolt @ Oct 18 2012, 12:28 AM)
let's just say im worth quite a lot if shit happens to me, lol.
mom's an insurance agent (multiple companies some more, main ones are Great Eastern and kurnia/multipurpose)
insurance is well, insurance. you'll never know when you need them. when the time comes and you need them and you don't have them, well, things wont be nice.
these days, there are plans/packages that are similar to investments, where by you actually get returns if nothing happened to you (think of it as NCD for cars, cept at a much longer period, and you actually "get back" what you paid and more depending on period/plan)
things are more flexible now, because they probably realized youngsters that wouldn't want to bother with insurance because "they think" nothing will happen to them. this is just an incentive if nothing actually happens to them, they dont lose anything
That's reassuring. I love you ◡(✿ˇ◡ˇ)◡mom's an insurance agent (multiple companies some more, main ones are Great Eastern and kurnia/multipurpose)
insurance is well, insurance. you'll never know when you need them. when the time comes and you need them and you don't have them, well, things wont be nice.
these days, there are plans/packages that are similar to investments, where by you actually get returns if nothing happened to you (think of it as NCD for cars, cept at a much longer period, and you actually "get back" what you paid and more depending on period/plan)
things are more flexible now, because they probably realized youngsters that wouldn't want to bother with insurance because "they think" nothing will happen to them. this is just an incentive if nothing actually happens to them, they dont lose anything
I was told by my agent that I'm on the plan you mentioned about, the one where you get returns a long, long way down the road. But it's odd because such feature isn't mentioned (or I'm too pleb to understand their wordings) in my insurance policy summary. Guess I should call the lady tomorrow and ask her in detail or something.
Stay moe, Quazacolt ♡(✿ˇ◡ˇ)人(ˇ◡ˇ✿)♡
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