I am a man,

OK. My kid around 1.5 month now (I got one kid only so far),
So we found a babysitter will cost us RM650 per month.
but current babysitter already taking care 4 kids (4 years old, 3 yeas old, 2 years old, 1 year old).
So my wife very worry that the babysitter cannot take care our kid properly. But we haven't send my kid to there, will send him next week.

My wife and My nett salary = Rm10K.
Mum Babysitt 3000
House Loan 2300
Kid Insurance 260
Wife Insurance 400
My Insurance 150
Condo Maintain 150
Electricity 120
Astro 80
Internet 150
My Handphone 88
Petrol 400
Car Maintain 200
Water 30
Kid Milk 120 (Assume 2 box x 600g)
Pampers 120 (Assume 4 box RM30)
Medical Expenses 200
Food 600 (Assume RM150 x 3 x 3 person include weekend too)
Indah Water 8

TOTAL = RM8376

so below is 2 PLANS.

PLAN A
1. Continue give babysitter to takecare
2. COST = RM650

PLAN B
1. Give mother in law to takecare,
2. Overall my mother in law is a very good person, i am OK with her, she is very caring and love our kid.
3. But there is one big problem, she owe loan shark some big amount and have to pay her debt RM3K per month.
4. She currently working at bazaar selling vegetable to pay her debt. If we want her to takecare our baby, then we have to pay her RM3K per month. She can cook for us, and clean the house too.
5. COST = RM3,000

I am super big headache which way to go.
Please advise.