What is Cross Border transaction fees ?

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Credit Cards What is Cross Border transaction fees ?, Charge by Visa / MasterCard

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DarReNz	Apr 27 2016, 12:36 PM Return to original view \| Post #21
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(Petre @ Apr 27 2016, 11:48 AM) thanks for clarifying i thought paypal implements its own rates? or it is actually CC rates i just know paypal charges another 2% to the merchant which they've already factor into the pricing it's actually visa/mastercard/amex rates
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DarReNz	Apr 27 2016, 08:02 PM Return to original view \| Post #22
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(Petre @ Apr 27 2016, 04:56 PM) i'm going to pay for a purchase so can i confirm the rate is 0.25usd to 1myr right which bank card are you using ? and is it visa/mastercard/amex ?
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DarReNz

May 6 2016, 11:03 PM

Return to original view | Post #23

Look at all my stars!!

Senior Member
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Joined: Feb 2007

QUOTE(edwardccg @ May 6 2016, 10:10 PM)

the transaction description usually will have country code at the back,
for eg: PAYPAL * LAZADA ..... SG

please help to check if my understanding correctly?

CountryCode	Currency charged	Cross border fee?	Remark
MY	MYR	No
MY	other currency	No	I think this case is quite rare, right?
other than MY	MYR	Yes	for eg: Lazada via paypal
other than MY	other currency	No	for eg: paypal payment in other currency

actually u won't be able to tell cause you can be charged in the local currency MYR and yet have cross border fees cos the payment gateway/server is hosted outside of msia

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DarReNz	May 8 2016, 12:40 PM Return to original view \| Post #24
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(yw46 @ May 7 2016, 09:21 AM) Used SC Gold to pay agoda, 1% cross border fee ronnie can add this to Agoda Online Booking
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DarReNz	Jun 7 2016, 07:22 AM Return to original view \| Post #25
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	removed This post has been edited by DarReNz: Jun 7 2016, 07:23 AM
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DarReNz	Jun 7 2016, 07:23 AM Return to original view \| Post #26
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(tanks268 @ Jun 6 2016, 02:12 PM) can add uber got charged 0.8%(cross broder) by using cimb cc this is mobile app right ? ronnie
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DarReNz	Mar 28 2017, 10:06 AM Return to original view \| Post #27
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(city_bug @ Mar 26 2017, 06:14 PM) CIMB cross border charges on - Uber - Grab - Fave ronnie to update
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DarReNz	Apr 17 2017, 05:57 PM Return to original view \| Post #28
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(jay2you @ Apr 17 2017, 05:55 PM) Do you mean if we purchase something using CIMB CC from one of the merchant then we will have additional charge? yes you will get charged extra 1% by the merchants on post #1 so since CIMB gives you 5% therefore effective cash back is 4% This post has been edited by DarReNz: Apr 17 2017, 06:04 PM
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DarReNz	May 17 2017, 09:24 PM Return to original view \| Post #29
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(muscaa @ May 17 2017, 08:40 PM) Please correct this - CIMB does not charge crossborder fee for Grab now paging ronnie
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DarReNz	May 18 2017, 09:51 AM Return to original view \| Post #30
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(ronnie @ May 18 2017, 07:39 AM) Updated... how about UBER ? QUOTE(muscaa @ May 18 2017, 09:10 AM) Uber - have not tried it with CIMB cards someone has reported in the CIMB thread that there is 1% fee for UBER
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DarReNz	May 28 2017, 04:33 PM Return to original view \| Post #31
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	Shopee Malaysia & Expedia has 1% cross border fees with CIMB This post has been edited by DarReNz: May 28 2017, 04:34 PM
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DarReNz	Jul 3 2017, 12:44 PM Return to original view \| Post #32
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(wjleong15 @ Jul 2 2017, 03:32 PM) seems CIMB increase its cross border fee to 1% taobao transaction 1% charged did you pay in MYR ? You should pay in RMB
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DarReNz	Jul 3 2017, 06:55 PM Return to original view \| Post #33
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(wjleong15 @ Jul 3 2017, 04:35 PM) No idea how to pay in RMB Quantum M already max quota this month So forced to use cimb to get cash back cimb don't give cashback for online insurance payment you can ask fruitie as she paid in RMB This post has been edited by DarReNz: Jul 3 2017, 06:55 PM
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DarReNz	Nov 14 2017, 07:06 PM Return to original view \| Post #34
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(shirley_andy @ Nov 14 2017, 02:01 PM) my purchase was in Oct, now I check statement only realise the amount different from my purchase price then you lucky otherwise you would have gotten 0.2% cash rebate
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DarReNz	Nov 27 2017, 05:43 AM Return to original view \| Post #35
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(gedebe @ Nov 23 2017, 02:20 PM) if I use my cimb cash rebate master in Thailand which has rebate for 2%, does it charge cross border fees, how much? no you won't get charged, you only get charged when you make online transactions or use mobile app and pay in MYR
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DarReNz	Jan 7 2018, 07:18 PM Return to original view \| Post #36
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(raymondtong94 @ Jan 6 2018, 02:27 PM) Citibank card users, i was charged 0.8% on PSN store. I suppose this is the cross border transaction fee. DCC is normally charged when you swipe your card overseas and opt to pay in MYR
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DarReNz	Jan 16 2018, 05:40 AM Return to original view \| Post #37
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(HMMaster @ Jan 14 2018, 10:28 AM) Anyone if Alliance Bank charge crossborder fee now? (The last info was on 2013, not sure if is still the same) post #1 shows no charge
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DarReNz	Jan 16 2018, 08:09 PM Return to original view \| Post #38
Look at all my stars!! Senior Member 7,496 posts Joined: Feb 2007	QUOTE(HMMaster @ Jan 16 2018, 02:28 PM) Is it the latest one? I called the CS, but he said got. Not sure if he is confused with the exchange rate charges. (coz he mentioned about the mastercard charges) i am sure CS is confused then This post has been edited by DarReNz: Jan 16 2018, 08:10 PM
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