QUOTE(T630 @ Sep 21 2012, 11:48 AM)
only time will tell.LYN Proton INSPIRA Owners and Fans Thread V46!, VOTE!!! VOTE!!! VOTE!!!!11!
LYN Proton INSPIRA Owners and Fans Thread V46!, VOTE!!! VOTE!!! VOTE!!!!11!
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Sep 21 2012, 11:51 AM
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11 posts Joined: Jan 2003 From: kuala lumpur |
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Sep 21 2012, 11:57 AM
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7 posts Joined: Mar 2012 |
QUOTE(faliq2 @ Sep 21 2012, 11:47 AM) hi all, As i know, no such thingneed advice ASAP... i need to sign the HP agreement this evening. ok the price for 2.0e is rm86900. Discount for sept rm4000. i make full loan that is rm82800. before the loan was approve the SA quote me to add rm100. now, this evening want to sign the agreement he said need to pay d/prm650... i'm like what????? then he said that i'm 26 years old and the loading process for young poeple like me need to pay more. is this true??? i don't wan't to be con by this SA.. please help Car price RM86900 -Discount RM4,000 -Rm100 to be paid Balance Rm82800 loan Where does the RM550 goes??? Added on September 21, 2012, 11:58 amShouldn't be Insurance loading you on your age??? Shouldn't be that much too This post has been edited by WilliamHoo: Sep 21 2012, 11:58 AM |
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Sep 21 2012, 12:00 PM
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Senior Member
572 posts Joined: Jan 2003 From: Puchong |
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Sep 21 2012, 12:02 PM
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403 posts Joined: Nov 2006 From: Johor/KL |
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Sep 21 2012, 12:03 PM
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28 posts Joined: Jan 2012 |
QUOTE(faliq2 @ Sep 21 2012, 11:47 AM) hi all, in my case, after loan approval need to pay another rm630 for maybank loan insurance. if owner died, the loan automatically settle.need advice ASAP... i need to sign the HP agreement this evening. ok the price for 2.0e is rm86900. Discount for sept rm4000. i make full loan that is rm82800. before the loan was approve the SA quote me to add rm100. now, this evening want to sign the agreement he said need to pay d/prm650... i'm like what????? then he said that i'm 26 years old and the loading process for young poeple like me need to pay more. is this true??? i don't wan't to be con by this SA.. please help |
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Sep 21 2012, 12:05 PM
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1,516 posts Joined: Jan 2009 |
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Sep 21 2012, 12:07 PM
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Senior Member
572 posts Joined: Jan 2003 From: Puchong |
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Sep 21 2012, 12:08 PM
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50 posts Joined: Nov 2004 |
QUOTE(faliq2 @ Sep 21 2012, 11:47 AM) hi all, Better call the hire purchase department of the bank to confirm?need advice ASAP... i need to sign the HP agreement this evening. ok the price for 2.0e is rm86900. Discount for sept rm4000. i make full loan that is rm82800. before the loan was approve the SA quote me to add rm100. now, this evening want to sign the agreement he said need to pay d/prm650... i'm like what????? then he said that i'm 26 years old and the loading process for young poeple like me need to pay more. is this true??? i don't wan't to be con by this SA.. please help |
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Sep 21 2012, 12:10 PM
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Junior Member
4 posts Joined: Apr 2009 |
QUOTE(WilliamHoo @ Sep 21 2012, 11:57 AM) As i know, no such thing yes bro, just now i call kurnia and they said for my age there is no loading fees. only nelow 23 have loading fees. damn now i'm feeling like i'm be cheated. i call back the SA and ask why they charge me loading fees.. now he lower the loading price to rm300.. he said they only have takaful and alliance. takaful have loading charges.. is it different insuran company have diff standard?Car price RM86900 -Discount RM4,000 -Rm100 to be paid Balance Rm82800 loan Where does the RM550 goes??? Added on September 21, 2012, 11:58 amShouldn't be Insurance loading you on your age??? Shouldn't be that much too |
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Sep 21 2012, 12:11 PM
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Senior Member
572 posts Joined: Jan 2003 From: Puchong |
QUOTE(faliq2 @ Sep 21 2012, 12:10 PM) yes bro, just now i call kurnia and they said for my age there is no loading fees. only nelow 23 have loading fees. damn now i'm feeling like i'm be cheated. i call back the SA and ask why they charge me loading fees.. now he lower the loading price to rm300.. he said they only have takaful and alliance. takaful have loading charges.. is it different insuran company have diff standard? all must be same as per bank negara ruling mar... no... |
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Sep 21 2012, 12:12 PM
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Junior Member
4 posts Joined: Apr 2009 |
QUOTE(kastrom14 @ Sep 21 2012, 12:03 PM) in my case, after loan approval need to pay another rm630 for maybank loan insurance. if owner died, the loan automatically settle. is your loan same as mine?Added on September 21, 2012, 12:17 pm QUOTE(maxee @ Sep 21 2012, 12:08 PM) yes at first he said that the loan amount reduce from 82800 to 82200. and he asked me top up rm1300. then i called HP and they said they approved my loan for 82800. i called the SA and he said, owh i over looked the LOU. now he said it is 82800. then only he asked me to pay 650. then i called kurnia to comfirm the loading fees but they said for 26 years old, there will be no charge for the loading fees. then he said they only have takaful and allianz. he said this 2 companies have the loading fees... now trying to call takaful and allianz..This post has been edited by faliq2: Sep 21 2012, 12:17 PM |
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Sep 21 2012, 12:17 PM
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0 posts Joined: Dec 2011 |
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Sep 21 2012, 12:18 PM
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399 posts Joined: Aug 2008 From: Hell |
Mine was RM70 loan for inspira 1.8mt.
Upfront 1k car booking paid. RM2279.20 insurance advanced due to need register. Upon sign received car , 2 weeks later it will be refund by Dealer. |
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Sep 21 2012, 12:21 PM
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0 posts Joined: Dec 2011 |
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Sep 21 2012, 12:22 PM
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4 posts Joined: Apr 2009 |
QUOTE(unknownhammie @ Sep 21 2012, 12:18 PM) Mine was RM70 loan for inspira 1.8mt. emmm.. in your case they will refund but in my case that is the chrges and no refund...Upfront 1k car booking paid. RM2279.20 insurance advanced due to need register. Upon sign received car , 2 weeks later it will be refund by Dealer. |
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Sep 21 2012, 12:51 PM
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Junior Member
399 posts Joined: Aug 2008 From: Hell |
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Sep 21 2012, 12:51 PM
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403 posts Joined: Nov 2006 From: Johor/KL |
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Sep 21 2012, 12:52 PM
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4 posts Joined: Apr 2009 |
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Sep 21 2012, 12:56 PM
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107 posts Joined: Jun 2009 |
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Sep 21 2012, 12:57 PM
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403 posts Joined: Nov 2006 From: Johor/KL |
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