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LYN Proton INSPIRA Owners and Fans Thread V46!, VOTE!!! VOTE!!! VOTE!!!!11!
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faliq2
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 Sep 21 2012, 11:47 AM
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New Member
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hi all,
need advice ASAP... i need to sign the HP agreement this evening.
ok the price for 2.0e is rm86900. Discount for sept rm4000. i make full loan that is rm82800. before the loan was approve the SA quote me to add rm100. now, this evening want to sign the agreement he said need to pay d/prm650... i'm like what????? then he said that i'm 26 years old and the loading process for young poeple like me need to pay more. is this true??? i don't wan't to be con by this SA.. please help
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faliq2
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Sep 21 2012, 12:10 PM
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New Member
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QUOTE(WilliamHoo @ Sep 21 2012, 11:57 AM) As i know, no such thing Car price RM86900 -Discount RM4,000 -Rm100 to be paid Balance Rm82800 loan Where does the RM550 goes???
Added on September 21, 2012, 11:58 amShouldn't be Insurance loading you on your age??? Shouldn't be that much too yes bro, just now i call kurnia and they said for my age there is no loading fees. only nelow 23 have loading fees. damn now i'm feeling like i'm be cheated. i call back the SA and ask why they charge me loading fees.. now he lower the loading price to rm300.. he said they only have takaful and alliance. takaful have loading charges.. is it different insuran company have diff standard? |
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faliq2
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Sep 21 2012, 12:12 PM
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New Member
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QUOTE(kastrom14 @ Sep 21 2012, 12:03 PM) in my case, after loan approval need to pay another rm630 for maybank loan insurance. if owner died, the loan automatically settle. is your loan same as mine?
Added on September 21, 2012, 12:17 pmQUOTE(maxee @ Sep 21 2012, 12:08 PM) Better call the hire purchase department of the bank to confirm? yes at first he said that the loan amount reduce from 82800 to 82200. and he asked me top up rm1300. then i called HP and they said they approved my loan for 82800. i called the SA and he said, owh i over looked the LOU. now he said it is 82800. then only he asked me to pay 650. then i called kurnia to comfirm the loading fees but they said for 26 years old, there will be no charge for the loading fees. then he said they only have takaful and allianz. he said this 2 companies have the loading fees... now trying to call takaful and allianz.. This post has been edited by faliq2: Sep 21 2012, 12:17 PM |
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faliq2
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Sep 21 2012, 12:22 PM
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New Member
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QUOTE(unknownhammie @ Sep 21 2012, 12:18 PM) Mine was RM70 loan for inspira 1.8mt. Upfront 1k car booking paid. RM2279.20 insurance advanced due to need register. Upon sign received car , 2 weeks later it will be refund by Dealer. emmm.. in your case they will refund but in my case that is the chrges and no refund... |
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faliq2
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Sep 21 2012, 12:52 PM
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New Member
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QUOTE(faliq2 @ Sep 21 2012, 12:22 PM) emmm.. in your case they will refund but in my case that is the chrges and no refund... anyway, thanks all for replying.. once I received my car will join this club..  |
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faliq2
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Sep 21 2012, 01:09 PM
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New Member
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QUOTE(jnick @ Sep 21 2012, 12:57 PM) U r joined. Please pay: 1k joining fee 5k membership fee 4k annual fee Total is 10k. Thank you. Zul the stairz will contact u soon. haha... nice fees you have there.. well maybe zul will give me discount for sept rm9999.99 after he contacted me..  |
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faliq2
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Sep 21 2012, 02:03 PM
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New Member
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QUOTE(jnick @ Sep 21 2012, 01:55 PM) Urs is discounted price from me d... U ask eiraku chan..... His fees closed to 50k.lol. But the free gift u may consider  50k  ... earning so much now aa... haha.. |
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faliq2
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Sep 27 2012, 07:05 PM
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New Member
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received my car today with full tank petrol and umbrella:)
pending smart tag...
2.0e genetic silver
WXJ 44**
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faliq2
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Sep 27 2012, 07:19 PM
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New Member
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bro bro.. 1 question, the after market flip key is good or bad? quality, durability and etc etc...
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