I thought for relative only? If not i can recommend 

90%? Seem like i better gv CIMB a try  Suddenly PBB no news liao 

Thanks for sharing..will try to apply CIMB..public bank only offer 85% to me, unless they give better than -2.4%, else will not consider already.

I had the opportunity of meeting a branch mgr for CIMB last week.. The reason not becoz CIMB giving only 85 % loan .. They can give 90 but because of bank Negara new rules that starts this year total commitment cannot more than 75% that's what is killing you guys..

Haven't settled with them yet but so far I heard they offer basically the same deal.

Hi guys, just got to know my loan approved at 90% for 40 years by ambank. Lock in period 3 years. But on condition MUST take MRTA. I am not too happy taking MRTA. Need your opinion. Shall I take up the offer or look for loan at other banks?

likely buying for cap appreciation... rental wise, i dun see how much it can fetch

this is the newer part of kajang where housing are newer and surrounded by much more expensive landed houses.. Amenities near by..

A fren did booked a unit there and did shared with me that this area will be the target area for kajang young and new generation who likes new and better planned housing area.. the other housing development are pocket development located within old areas which are 30 to 40 years old..

I kinna agree with my fren as many of my kajang fren (i m from kajang myself) so called "upgrade" to better housing area like Prima Saujana, Saujana Impian, Villa Saujana, Jelok Impian and Kajang Perdana which are located around that area.. landed props around this area has gone up.. left the cheaper ones which are older ones.. Kajang ppl's perception is that Saujana area are new area..

moreover, new gen likes highrise.. kajang got cheap landed also dun wan bcos its old, no security, (always flood??)
Ivory is one of the 4 (not mistaken) of the current highrise launch after Tiara, Kajang Sentral and Jadehill condo.. with price tag below 400k for 12++sqft BBB

If there is genuine demand for own stay, likely appreciation wise wont be too bad..

Kajang soon will be moving towards highrise when land started to get limited, cheap landed only available in semenyih or old bangi..

my2c

can i do a comparison? anyone buying for own stay and anyone buying for investment?

1. imgoodman - investment - block A facing forest
1. Chimaera - investment - block A facing forest

boss, stamp duty around 7k? i thought it will be paid by TLS?

I know. Depends on your investment strategy. Instead of dumping 30% DP (depends on billing progress) into an undercon property, why not take a higher insterest loan for construction only (you just gotta pay the interest - which is a couple of bucks) and dump that money into a positive cashflow subsale apartment. After 3 years:

1) You earn a few thousand from the subsale property. (This may offset the higher interest rate for MBSB)
2) Refinance MBSB loan to other bank (and hopefully the market price increases, so you'll get cashback)

Cash is king, use it wisely. Get 1 undercon prop with no cashflow or 2 property?

captured on last weeked, block A come up ady 
look good