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Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here

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post Nov 15 2012, 11:21 AM

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QUOTE(NoDoubt Leong @ Nov 14 2012, 11:40 PM)
Hi, I booked my unit on d eve of launching day and just got my loan approved today by Maybank. For u guys still 50/50 out there, Chinese has a phrase "rob while it's hot"... I've been regret 4 years ago when I decided not to proceed with 'the zest @ bk9 ' puchong, which the subsale price shot up by almost 80% by now... Bare in mind, 4 years ago bk9 is nothing but just a piece of land neighbouring kinara golf club and facing a industrial area. But today bk9 is well developed with those gated community like semi d, double/triple storey and high rise condo... So guys, tunggu apa lagi???


Added on November 15, 2012, 12:02 am

Ya I agreed, I'll go for a NEW factor!!! Just like Desa Park City or SP Setia Eco Park...
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bro..mind to share your maybank offer package? 90%?

thx ya,,
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post Nov 15 2012, 12:06 PM

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QUOTE(shawnk @ Nov 15 2012, 11:55 AM)
Bro, you can't transfer name to another buyer and TLS will open your unit to the people in waiting list first.
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when i placed my booking, TLS agent confirmed to me that can change name..
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post Nov 15 2012, 12:34 PM

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QUOTE(shawnk @ Nov 15 2012, 12:12 PM)
Not sure then. Someone I know actually tried to do that and was disallowed.
Maybe he meant immediate family? Guess just have to be smart about it.
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i did asked if fren and he said yes...
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post Nov 16 2012, 04:58 PM

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QUOTE(twincharger07 @ Nov 16 2012, 04:55 PM)
likely cap play than rental in kajang.. yes, KS looks slightly more promising on rental, but i doubt it can generate good cashflow, no point looking at rental yield around this region.. 350k need rm1.7k/month, if you think feasible you may proceed
thus myself just concentrate on cap play if I ever wanna invest in Kajang.. rental abit hopeless..
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agree.. i feel the same..
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post Nov 24 2012, 12:19 PM

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actually roughly hw much do we nid to pay for the total of 3 years interest during construction period?
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post Nov 24 2012, 01:17 PM

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QUOTE(Prophunter @ Nov 24 2012, 01:00 PM)
Not a sifu but usually its 4% of the total price
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hmm.gif
4% out of Purchase Price or loan amount?


Added on November 24, 2012, 1:18 pm
QUOTE(JockMatGuy @ Nov 24 2012, 10:50 AM)
Is this a flexi loan package?
I was told flexi loan around blr-2.2% only...
got my offer from Ambank

90% loan
-2.4%
30 years tenure
5 years min MRTA
normal home loan (no service charges)
rm200 to open acc in Ambank (not sure this is a processing fee)
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ada lock in tak?

This post has been edited by -/00\-: Nov 24 2012, 01:18 PM
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post Nov 25 2012, 09:48 AM

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any1 sign spa ord?
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post Nov 26 2012, 07:03 PM

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QUOTE(kremlin @ Nov 25 2012, 10:18 PM)
just went there this morning.. block C will not be launched until it is completed in 2015. according to the SA, the developer wants to sell it at a much higher price smile.gif
block A - only 1 ground floor unit left
block B - few units but all 4th floor and below.
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really?? i guess it's a no good..

after completion if we wan 2 sell out we will have competitor among ourself and also from Developer.... cry.gif
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post Nov 30 2012, 11:49 PM

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2 units block A to let go..

forest view low floor and kajang view high floor..

kindly pm if interested..

This post has been edited by -/00\-: Nov 30 2012, 11:50 PM
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post Dec 2 2012, 08:13 PM

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QUOTE(iamgoodman @ Dec 2 2012, 12:52 AM)
u can get ur own banker, just get in touch with the developer together....
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i dam regret contacting their list of banker(person in charge).. their service is really zzzz... mad.gif
i should apply from my banker fren in the 1st..


Added on December 2, 2012, 8:14 pm
QUOTE(IGax2000 @ Dec 2 2012, 03:39 PM)
AMbank is offering blr-2.4% up to 40 years,
does anyone take their loan package
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3 years lock in?

This post has been edited by -/00\-: Dec 2 2012, 08:14 PM
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post Dec 2 2012, 08:25 PM

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QUOTE(iamgoodman @ Dec 2 2012, 08:22 PM)
i tot u wan to let go your unit?
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50 50
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post Dec 8 2012, 10:54 PM

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QUOTE(kremlin @ Dec 8 2012, 10:23 PM)
Just u and your wife.. very romantic rite?
Don't worry, your mum probably bought a unit next to you hehehe
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thumbup.gif
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post Dec 12 2012, 11:28 PM

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QUOTE(tsi_sam888 @ Dec 12 2012, 07:14 PM)
if malaysia bankrupt, how much u think will it be?
drop alot, remain or increase a little only?
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malaysia bankrup -> ekonomi merosot -> developer run way -> We are in trouble..
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post Dec 17 2012, 11:35 AM

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QUOTE(iamgoodman @ Dec 17 2012, 10:43 AM)
all from tower B low floor?
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price?
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post Dec 25 2012, 09:37 AM

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QUOTE(kremlin @ Dec 20 2012, 10:20 AM)
Sweet! smile.gif It will be a good place to stay!

1. iamgoingman - investment
2. pilingpalang - investment
3. chimaera - investment
4. manlet - own stay with loupoh...
5. talbac - rental investment
6. moonstone13 - investment =)
7. kremlin - investment
8. gen_tiger - maybe own stay
9. Igax2000 - rental investment
10.iheartchannel - irental investment
11.ajak25 - investment
12. lau - investment
13. guxing - own stay
14. ks8737 - own stay
15. puppycatt87 - own stay
16. owenfooa - investment
17. natoptkc - rental investment
18. roykok - own stay
19. leepying - own stay
20. leepying sister - own stay
21. miwang - Investment
22. peggylin - own stay
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23. -/00\- - investment

jz signed the LO last weekend..the best xmas gift!! biggrin.gif

merry xmas everyone..


Added on December 25, 2012, 9:40 am
QUOTE(OptimusStar @ Dec 23 2012, 10:00 PM)
whats a deep document?
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it's Deed of Mutual Covenants..

the agreement stated how much is the maintenance fees, sinking fund, what we can do, what we cant do living in condo... this agreement only applicable for strata property..

This post has been edited by -/00\-: Dec 25 2012, 09:40 AM
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post Jan 2 2013, 05:53 PM

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QUOTE(vincyjune @ Jan 2 2013, 01:58 PM)
What time do u go out every morning?

Me in Bdr baru bangi. From there to SILK highway at Sg. Ramal, its around 15 - 20 mins depending on the jam as well.. crazy..

SO near yet So FAR !

Havent go out research myself on the road yet..


Added on January 2, 2013, 2:01 pmI jz got my OCBC bank loan approved.

Bank loan based on amount. (They can give up to 90%)
38 yrs tenure
BLR-2.4%
MLTA 25 yrs
Graduate loan

Jz an advice.. Do not tell the rebates by TLS developer to any bank. The reason is that once bank know the rebates, they might reduce loan to 85% or 80%.

Jz my satu sen!


Added on January 2, 2013, 3:25 pmIm still new in property thingy.

WHat is VP or KV?

thanks
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OCBC is in the panel list?

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post Jan 9 2013, 11:49 AM

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QUOTE(guxing @ Jan 9 2013, 02:45 AM)
U have to confirm with your developer suppose u have to initial every pages of the SnP.
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i did not initial all the pages in SPA and DMC too.

Jz initial every pages in loan.


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post Mar 5 2013, 09:54 AM

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QUOTE(kremlin @ Feb 24 2013, 04:33 PM)
Thanks! At least we know what to expect tongue.gif
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im paying RM70+ only.. Ambank..
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post Mar 5 2013, 02:29 PM

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QUOTE(gen_tiger @ Mar 5 2013, 10:02 AM)
Ambank have start paying the loans? I haven't received any mails from the bank yet >_<
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yes..1st march..

maybe u can check the balance in ur account. we have done SI thus they deduct directly..
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post Jun 26 2013, 03:59 PM

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QUOTE(hungryJack @ Jun 26 2013, 11:17 AM)
Could any sifu here could assist to clarify below loan agreement about the lock in period... i was told the lock in period is 3 years but will start during undercon... which mean i will not get exit penalty after completed comstruction... My friend was telling me double check on the Loan Agreement but the term they use im not familiar... Thank you.

Exit penalty/Early settle clause:
In the event that the loan is cancelled by you for any reason whatsover at any time during period between acceptance of this Letter of Offer and first disbursement by the Bank of loan amount,
the Bank reserves the right to recover from you cancellation charges of 2% of total amount to be financed by any method the Banks deems neccessary,
including the right to debit any account maintained by you with the Bank for the same. In the event that the loan [or where it is combined TL/OD loan, and/or either portion] is cancelled by you
within the period between first disbursement of loan amount until 3 years after the date of first disbursement of the loan amount [or where it is a combined TL/OD, any portion of the same] (Early Settlement Period),
the Bank reserves the right to recover an amount up to 2% of the loan amount by any method the bank deems necessary,including the right to debit any account maintain by you with the Bank for the same.
You shall be liable to pay all fee and action by any process of law or otherwise to recover any monies owing by you to the Bank.
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from the clauses there are two items:-
1) if you cancel the loan after u signed the Letter Offer but before the bank disburse money to the Developer, then you have to pay 2% of your loan amount; and
2) if you fully settle the loan within 3 years from the date the bank disburse the 1st claim/ money to the Developer, then you have to pay 2% of your loan amount. (this is the one u r referring which is lock in period).

Hope it helps.

This post has been edited by -/00\-: Jun 26 2013, 04:00 PM

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