QUOTE(hungryJack @ Jun 26 2013, 04:13 PM)
Thanks for the answer... for the point 2, which mean the lock in period count from the date of bank release money to developer for the first time, until total up 3 years period... if i sold out the unit after 3 years (unit completed built) then i will not impose any penalty by bank right? 
can say so la..some of the scenario will be like:
1) January 2013 u buy property, sign SPA and Loan Agreement
then developer, lawyer and bank process, bla bla bla
2) March 2013 the bank only released the 1st payment
3) January 2016 get your house and sell (at this time still within 3 years from the Bank's first release)
but i think unlikely will happen as the process from your buyer also need few months to redeem the property (fully settle your loan) from your Bank
Jun 26 2013, 04:21 PM

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