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 The Silk Residence @ Balakong, neighbourhood detail

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wlchong79
post Jan 10 2013, 10:50 AM

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QUOTE(ahsoh @ Jan 10 2013, 10:28 AM)
Tiger offer me BLR-2.4, no need mrta but 3yrs lock in.
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tiger is panel too?
wlchong79
post Jan 10 2013, 11:05 AM

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QUOTE(peri peri @ Jan 10 2013, 11:04 AM)
Its still on LO only, if the bank overlook the 70% LTV, but they still can retract the loan offer if they found the error during loan document preparation.

If drop out the time, lagi susah to revert all because u will kena hefty penalty from developer and loan lawyer for the error done

Better make sure all in accordance. They might overlook the 70% LTV now but if they found out later, they still can abolished and charge u for that. Because u had signed off a declare form that this loan will not be the 3rd and so on property under u. Some banks do requires u to sign off the declare form before proceed the LO.

Just make sure u read all the things u signed
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agreed... dont too greedy, at the end got nothing..
wlchong79
post Jan 10 2013, 11:41 AM

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QUOTE(peri peri @ Jan 10 2013, 11:17 AM)
she is trolling u coz she want u.

BTW, wat she means outside PBB can get better? did u tell her to apply "outside"?

IMHO, apply outside means using their own loan lawyer instead of developer lawyer. Meaning if developer got free SPA legal fee, u might end up paying the SPA legal fee yourself if you want to use different loan lawyer.

got pro and cons

I still doubt what she means by "outside"  hmm.gif  brows.gif
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mean didnot go through her, sorry la dude i m chinese educated poor english

for our case, LOAN legal fee we need to pay right ... but we still opt for their panel lawyer, so the free S&P legal fee we still can enjoy

This post has been edited by wlchong79: Jan 10 2013, 11:44 AM
wlchong79
post Jan 13 2013, 02:43 PM

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QUOTE(winn67 @ Jan 13 2013, 12:15 AM)
is it compulsory we need engaged ms k help to submit d loan application? why totally two different BLR in same bank? I hv same situation with u too, ms k told me MBB offer to me-2.2, but when I checked with MBB myself, they actually can gv -2.4. Further worst was I found up MBB did not received my application at all in their system. omg..really dunno how true is her words... anyone faced d same problem?
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i would conclude that they never try to get best rate for us.

terrible service offered.
wlchong79
post Jan 14 2013, 09:04 AM

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QUOTE(peri peri @ Jan 14 2013, 08:51 AM)
I just found out my loan document is channeling to a mortgage agent instead directly to bank agent. I afraid the 3rd part mortgage officer might abuse my P&C document for other purpose like getting annoying calls offering me loan and other services.

I still prefer go direct with bank officer upon AP received.

Better take extra note on your P&C docs
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that's why our offer is ridiculous low now ..
wlchong79
post Jan 19 2013, 02:15 PM

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QUOTE(windwind84 @ Jan 19 2013, 12:15 PM)
just back from sales office...
now left 7 unit 1124 sft  only..
and now can apply for cimb and rhb d.....
cimb is offer 80%
RHB is offer 90% , may able offer blr -2.4%...
PM me if you interested with RHB loan ....haha
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apply from PB bank direct..can get 90% and -2.4% as well.
wlchong79
post Jan 20 2013, 08:10 AM

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QUOTE(wchinwai @ Jan 20 2013, 01:11 AM)
windwind84 & wlchong79,
Guys...mind telling me whats the minimum MRTA or MLTA that you need to take from RHB or Public Bank?
Can they add into the loan too?
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Apply direct at pbb, mrta can 5 yrs + add in loan. Ms d , k ..will set alot limitation.
wlchong79
post Jan 21 2013, 10:55 AM

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went to SETIA WALK yesterday, such a nice concept innovated by them, how nice if our Silk Residence can be like them .
wlchong79
post Jan 21 2013, 11:04 AM

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QUOTE(peri peri @ Jan 21 2013, 11:02 AM)
Setia walk concept is same with C180 but without the river canal,

only thing silk residence same with setia walk is facing main road
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the river canal is the most beautiful and attracting scene ..


wlchong79
post Jan 23 2013, 08:37 AM

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QUOTE(wchinwai @ Jan 23 2013, 07:29 AM)
SA agents advised they can assist to submit loans to RHB and Public Bank.
RHB offer is BLR -2.4% + 90% loan.
Public Bank offer depends on your profile.

I have just submitted the loan documents yesterday.
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the SA agent has different standard with direct application.

RHB -2.4 + 90% i believed is best offer so far. how bout MRTA?
wlchong79
post Jan 23 2013, 09:16 AM

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QUOTE(peri peri @ Jan 23 2013, 09:01 AM)
to RHB? have u sign the declare form also?
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declare on?
wlchong79
post Jan 30 2013, 12:02 PM

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QUOTE(peri peri @ Jan 30 2013, 11:54 AM)
I thought some says the building is actually the Mercedes Show room + service centre?

If yes, mus be good pay master and works shoot fast like rocket
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Yes, it was Hap Seng Star ..plan to open around June / July. Normally this kind of showroom needs 9 months to construct ..

wlchong79
post Jan 30 2013, 02:34 PM

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QUOTE(jootat @ Jan 30 2013, 01:47 PM)
icic ... i thought the mercedes showroom is build beside the columbia hospital ... coz there still got one piece of empty land smile.gif
Look quite happening nowadays around that area huh ... hehe ... good good ...  rclxms.gif
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no idea on beside columbia, maybe BMW...lol
wlchong79
post Jan 31 2013, 09:44 AM

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Dear Guys, what is the status now actually? signing S&P or still applying for loan? no update so far ..
wlchong79
post Jan 31 2013, 11:19 AM

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QUOTE(wchinwai @ Jan 31 2013, 10:35 AM)
For me....status is waiting for loan offfer from Banks.
I have submitted my documents to Ms K (long time ago) and also SA (2 weeks ago)
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wonder any deadline to sign the S&P and secure loan or not?
wlchong79
post Feb 2 2013, 08:53 AM

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QUOTE(eddyleong @ Feb 1 2013, 02:34 PM)
Pls feel free to contact me smile.gif[attachmentid=3291266]
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CIMB is not a panel if i not mistaken ..correct me if i am wrong ..
wlchong79
post Feb 4 2013, 12:42 PM

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QUOTE(jootat @ Feb 4 2013, 11:38 AM)
ermm ... u ask them do whatever u want loo ... after some time, they will get used to the normal routine and you can just monitor them and they do their work.  PM me if you want their contact.  But they only cover BMC/Sg Long from Friday - Sunday. The rest of the days they cover other area.
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bro, cover balakong ah?


wlchong79
post Feb 4 2013, 01:36 PM

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QUOTE(jootat @ Feb 4 2013, 01:35 PM)
eh ... wa tak tau wor ... hahaa ... but if u want my agent's number then i can pm u. But i think nowadays part time maids is everywhere bro. just ronda around ur housing area i am sure u can pick up a few contacts smile.gif
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ok bro..
wlchong79
post Feb 4 2013, 06:10 PM

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RHB seem offering the best at this moment

wlchong79
post Feb 5 2013, 08:50 AM

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QUOTE(kennethdw @ Feb 4 2013, 08:20 PM)
with minus blr -2.45
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-2.45 is best so far

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