nowadays traveller's cheques might be difficult to cash in some banks and some countries, some of the banks will charge certain amount of 'service charged' as well, read some guidebook or google before travelling.

carrying creit cards will solve problem only if you are in big hotels, certain part of europe rarely take cards for payment of dining, unless you want to go to big restaurant and let them cut throat.

Where do you guys change currency?? at the money changer in town, or at the airport?

One of the worst attitud is converting prices to ringit Malaysia, and ending up eating bread or junk food, or some awful chinese restaurants' fried rice in Euope/USA.


Walking on the street like the local people, eat the local cuisine that their people eat daily and dont try to save this type of money. Of course I dont mean spending a lot to eat in a high class restaurant.