reeacchh ppl = ppl know you are reach, you dont need to say it out loud

when you have to say you are, then you are not.

this got 2.0 ?

he just want the "VW" badge and made in india badge

Obviously TS is looking for C-Seg with bigger car and more space, also higher power output..
Vios is not comparable IMHO..

save a bit more and go for K5 mah...

in after K5 > Forte/Inspira...

meaning forte resale < proton < Japs = sucky resale value...no ?

u just said u shouldn't take loan more than 7years = high monthly repayment....and u are toking about not looking to future and spending everything ??? i kenot logic ur reasons....

I rather take maximum loan...pay minimum loan and do other investment with my extra cash every month..... ......oh wellz whatever works for you............


P/s : is it just me...or is this guys contradicting everything he just said ??? ...neh i think he's a genius and i'm an idiot...thats all....

This post has been edited by stewPik: Aug 14 2012, 12:19 PM

That is purely buying for the badge and "feel good" its German engineering..
Specs and feature wise is a big let down.. unless they price it 80k+ below 90k

BACK TO TS TOPIC....buy what u want ...both cars is great in it's own ways......test drive both...consider every expect...for example : if image is important to you...then go for FORTE.....branded ma....ppl see proton and will spit at it.....

i bilif everything thats need to be said has been said.....ur own choice...choose it...but it....enjoy it...and no regrets

No contradiction anywhere. When i said dont take a loan more than 7 yrs, its based on worst case scenario. Best case is 5 years. Maximum loan concept is not for cars. You use that for properties as there is an appreciation factor involved and the interest payments is calculated on daily rest based on the outstanding loan amount. In cars, the interest is fixed based on the total loan amount but although the amount of interest you pay is same, but in reality it actually increases despite the decreasing loan repayments. This is why for a 9 yr loan the amount of interest you pay is really high and will outweigh many 'other investments' you may have.

This post has been edited by cybermaster98: Aug 14 2012, 12:31 PM

no wor... I heard ppl said VSC very very .. very very very important oh... u know.. Inspira talak tu... mana boleh...

K5 ada..

MAY HAVE = DUN HAVE IT YET......
WHY TAKE LOAN = cuz i dun have the money in the first place....(loan is already spending future fundings)

therefore

why the hell should i worry bout the money i haven't even earned yet....if i HAD the money...and based on what u mention above...buy CASH or dun buy at all la....isn't that better ?

u can buy a NISSAN SUNNY for rm3k cash....better right ???

---

Added on August 14, 2012, 12:30 pmerr...if K5 got then little brother FORTE sure got la....OK LA....then must choose forte....it's the ONLY way...!!!!

This post has been edited by stewPik: Aug 14 2012, 12:33 PM

Nevermind then. U obviously dont quite understand what im trying to say here. Go attend more talks on financial planning and maybe then ull understand how average ppl are able to retire at the age of 40 and still have a good steady passive income.

HUH easy...have lots of lots of money lor......no meh ??? ...please forgip me .....i'm stewpik...

Not really. Its about becoming a smart investor and making the right decisions from young. Anyway, im not retired for sure but im working in that direction. There are some LYN members here who are quite successful at a young age and its not always to do with the job you have.

Good for you if you are heading that direction.....

i wonder HOW MANY MORE MILLIONS OF PPL is trying to head that direction......and how many ever succeed .....

how often have u hear ppl tell u this and that..sure will make u rich 'scheme'...join this join that will earn u money....forex..shares.....investment.....again how many ever really succeed ???

if it was that easy...how come the poor population is increasing ??? shouldn't they be decreasing...seems like what u just mention above is so easy....just go to some seminars....be a smart investor...follow step 1 to ~ and BINGO....i am A SUCCEFUL RICH FELLA.......

just a question for you to ponder about....dun tok like things are certain bcuz u follow a set of rules or direction...and u will surely make it...

LIFE DOES NOT WORK THAT WAY...and REALITY IS CRUEL.....

but then again...what do i know....i'm stewpik and drive a cheapskate protong with 9 years loan......

Yes i agree. I was quite disappointed with the Polo Sedan. Specs, design and interior quality quite far off from other VW makes. Although priced a bit cheaper, but i think they should have not made it so cheapo. But generally, VW is still a great brand with good engines and transmissions. Hope they come up with better and more affordable models in the near future.

Dont worry. Im not involved in any get rich scheme and my targets are very realistic. Ive achieved many of them now with a few more to go. The idea is always be spend wisely, invest carefully and have a quality life.

yeah..both car are great in itwn own..each has both advantage & disadvantage..
somehow someway quite funny because many LYN user talk n compare torque, time to take for the car reach 0-100km/h & etc....uncle n pakcik n aunty n ah beng out there doesn't look at that way...there just look at price/spart part/resale value/look. that the truth

go for nissan almeera..hehe

sry not 2.0 hehe

This post has been edited by ImUrDaddY: Aug 14 2012, 01:14 PM

Long time no see you eh? Hows your Forte doing?