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 Inspira 2.0P or Kia Forte 2.0, budget below 100k for 2.0 sedan car

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stewPik
post Aug 14 2012, 12:17 PM

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QUOTE(cybermaster98 @ Aug 14 2012, 10:27 AM)
U saying this based on your own knowledge or someone else's vomit?

The Forte resale value is quite good but still behind Proton and the Japs for sure. But still much better than previous generation Koreans.
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meaning forte resale < proton < Japs = sucky resale value...no ?

QUOTE(cybermaster98 @ Aug 14 2012, 10:28 AM)
Exactly. They dont look to the future. Always live and spend everything now and after 10 years still at the same level.


Added on August 14, 2012, 10:29 am

Huh? What u mean?  rclxub.gif
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u just said u shouldn't take loan more than 7years = high monthly repayment....and u are toking about not looking to future and spending everything ??? i kenot logic ur reasons....

I rather take maximum loan...pay minimum loan and do other investment with my extra cash every month..... doh.gif doh.gif doh.gif ......oh wellz whatever works for you............ thumbup.gif


P/s : is it just me...or is this guys contradicting everything he just said ??? hmm.gif hmm.gif ...neh i think he's a genius and i'm an idiot...thats all.... cry.gif cry.gif

This post has been edited by stewPik: Aug 14 2012, 12:19 PM
stewPik
post Aug 14 2012, 12:23 PM

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BACK TO TS TOPIC....buy what u want ...both cars is great in it's own ways......test drive both...consider every expect...for example : if image is important to you...then go for FORTE.....branded ma....ppl see proton and will spit at it.....

i bilif everything thats need to be said has been said.....ur own choice...choose it...but it....enjoy it...and no regrets
stewPik
post Aug 14 2012, 12:29 PM

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QUOTE(cybermaster98 @ Aug 14 2012, 12:24 PM)
No contradiction anywhere. When i said dont take a loan more than 7 yrs, its based on worst case scenario. Best case is 5 years. Maximum loan concept is not for cars. You use that for properties as there is an appreciation factor involved. Plus in cars, the interest is fixed at a certain value on paper but in reality, the amount of interest you pay increases while the loan amount decreases (thru monthly repayments).This is why for a 9 yr loan the amount of interest you pay is really high and will outweigh many 'other investments' you may have.
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MAY HAVE = DUN HAVE IT YET......
WHY TAKE LOAN = cuz i dun have the money in the first place....(loan is already spending future fundings)

therefore

why the hell should i worry bout the money i haven't even earned yet....if i HAD the money...and based on what u mention above...buy CASH or dun buy at all la....isn't that better ?

u can buy a NISSAN SUNNY for rm3k cash....better right ???


Added on August 14, 2012, 12:30 pm
QUOTE(BuFung @ Aug 14 2012, 12:26 PM)
no wor... I heard ppl said VSC very very .. very very very important oh...   u know..  Inspira talak tu... mana boleh...

K5 ada..   nod.gif  nod.gif
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err...if K5 got then little brother FORTE sure got la....OK LA....then must choose forte....it's the ONLY way...!!!! icon_idea.gif icon_idea.gif

This post has been edited by stewPik: Aug 14 2012, 12:33 PM
stewPik
post Aug 14 2012, 12:40 PM

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QUOTE(cybermaster98 @ Aug 14 2012, 12:34 PM)
Nevermind then. U obviously dont quite understand what im trying to say here. Go attend more talks on financial planning and maybe then ull understand how average ppl are able to retire at the age of 40 and still have a good steady passive income.
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HUH easy...have lots of lots of money lor......no meh ??? ...please forgip me .....i'm stewpik... blush.gif
stewPik
post Aug 14 2012, 12:49 PM

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QUOTE(cybermaster98 @ Aug 14 2012, 12:43 PM)
Not really. Its about becoming a smart investor and making the right decisions from young. Anyway, im not retired for sure but im working in that direction. There are some LYN members here who are quite successful at a young age and its not always to do with the job you have.
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Good for you if you are heading that direction.....

i wonder HOW MANY MORE MILLIONS OF PPL is trying to head that direction......and how many ever succeed .....

how often have u hear ppl tell u this and that..sure will make u rich 'scheme'...join this join that will earn u money....forex..shares.....investment.....again how many ever really succeed ??? hmm.gif hmm.gif hmm.gif

if it was that easy...how come the poor population is increasing ??? shouldn't they be decreasing...seems like what u just mention above is so easy....just go to some seminars....be a smart investor...follow step 1 to ~ and BINGO....i am A SUCCEFUL RICH FELLA.......

just a question for you to ponder about....dun tok like things are certain bcuz u follow a set of rules or direction...and u will surely make it...

LIFE DOES NOT WORK THAT WAY...and REALITY IS CRUEL.....

but then again...what do i know....i'm stewpik and drive a cheapskate protong with 9 years loan...... cry.gif cry.gif cry.gif
stewPik
post Aug 14 2012, 05:06 PM

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QUOTE(cybermaster98 @ Aug 14 2012, 04:01 PM)
Heard VW is offering RM3K and 8K discounts for the CKD and CBU Passat 1.8L respectively in addition to free servicing. I wonder why? Cant be just for Raya alone. Any info?
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Cuz got too many smart investors then calculated the returns and thinks the VW is not worth it....so indirectly forced VW to give discount to get the sales lor...........


thumbup.gif THANKS TO SMART INVESTORS thumbup.gif
stewPik
post Aug 14 2012, 06:11 PM

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QUOTE(nzh0920 @ Aug 14 2012, 05:37 PM)
fixed, this is the correct one, si stewpik
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OH....yawor....sorry la...me stewpik ma..... doh.gif
stewPik
post Aug 14 2012, 06:16 PM

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QUOTE(MeToo @ Aug 14 2012, 06:14 PM)
cause u been listening to fools and believing fools!
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uuuuuuuuuuuuuuuuuuuu....rrrrrrrrrrrrrrrr.....riteeeeeeeee...... cry.gif cry.gif cry.gif

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