Hi All Sifu,

Super Noob in Mutual Fund, Have started to invest with cash monthly recently via PM PRSF

After reading over 100+ pages (have not start to read those Public Mutal V1,V2,V3), I conclude each person got its own way of monitoring the fund profit/loss.

After reading thread - I've do up a table for myself to monitor as below, appreciate any sifu here to chip in anything i missed out.

I know some mentioned about

- Distribution (since just started, so i don't have - but would appreciate can highlight where to add this column for my future use)
- ?????

My Table

Also, I've been monitoring PRSF and wanting to top up due to my early loss - but didn't do yet because it keep dropping, so was wondering on this top up thing, how does one justify this? I know basics of Mutual Fund, buy when its low and keep it for few years.

Date NAV
16/10/2014 0.6559
15/10/2014 0.6629
14/10/2014 0.6647
13/10/2014 0.6657
10/10/2014 0.6692

So I was wondering, how huge is the drop to be considered at good time to top up? (I asked this on some UTC, all answered same, just top up when its lower than your initial first NAV purchase then you wouldn't go wrong if your plan to keep for years)

thank you j.passing.by for your feedback, shall re-adjust my table.

2 more question which i'm not too sure

1. Distribution Units - since im new investor - i don't need to take this into consideration yet right? Because i dont get it yet

2. Annualized the profit/loss % - not too sure how to work on this formula..