Yes

erm, what test ? Ur handle mean become an agent ka ?

u can become agent as well and enjoy special benefit, i m normal UT investor, as normal UT investor nit go thru agent in order to buy ur unit.

Yup FSM lower sales charge, easy registration, all investment done by yourself helpful clienthelp support.

I using Public Mutual Online, FSM all online lower sales charge. If you not yet invest in any UT, you can try with Public Mutual first very simple an PM agent will help you process all the necessary things.

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Added on December 10, 2012, 11:22 pm

you are referring to PM's 5.5 right ? once you have PM online you can perform your transaction by your own you can omit the agent name as well but you still paying the sales charge 5.5%.

define "dangerous"

FSM is just a distributor, your investment decisions/portfolio will determine your "risk"
There are lower risk funds

scared how? scared to invest? if scared to invest, then you shud try FD

oh, my bad. now i get it. u scared doing it by urself, without any guide/help. huhu. i think we can ask opinion from agent and compare or ask here. hmm, me too just learning about this investment thing...

what is DWS?

FSM got no agent but they've got very good Client Help and Client Investment Specialists to guide u thru, do give them a call or write e-mail to them to ask for more info.

  perhaps you should register an account here tom_87 you can enjoy low sale charge and get UT knowledge thru CIS

I m also learn from sifoo around LYN, and most importantly you need practical without practically expose to it you wouldn't learn much from it.

It's DWS investments.  It is the funds management arm of Deutsche Bank.  I get discounts as I'm a customer of their discount brokerage account.  I'm not sure if Malaysian residents have access to this from Malaysia.

Investments can start from as low as EUR50.

you already invest in forex? what emotion problem ?
Forex higher risk then stock market, you better start from FD / UT lower risk and once you accumulate more enough RM you may get some blue chip.

FSM SC range from 0% to max 2%

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Added on December 12, 2012, 9:11 am

blue chip means "big" listed companies with stable and strong business e.g. TNB, Maybank, Public Bank, Genting, BAT etc

Which funds you are referring to bro?

don't leave to agent, ur investment untung o rugi agent tetap untung sudah even u f him pn no use. agent tahan telinga only lor u r d boss u r d 1 mk final decision at the end f urself olso.