hi all...kinda interested in investing in mutual funds..seems PIOF is one of the stronger funds now in Public Mutual line up.

just wanna ask taikors advise on this fund particularly and if there is other funds(mutual funds that is)..

newbie here so sorry if didnt follow any rules etc....(for argument sake let say i have rm100k to be diversified)

TQ!

Really? i thought mutual funds are generally lower risk as its more diversified etc.

hence i thought its more lower risk n can offer marginally better returns than FD..lol

Can taikor explain why its lacklustre now? wanna understand more..kamsiah!

i see...well coz a unit trust consultant approached me about this funds..they are from public mutual..so just want to ask expert opinions for PIOF among others..hehe

my risk tolerance is aggressive i think..thats why looking into equity funds
read the prospectus and the capital gain n as well as dividents of PIOF seems okay and
the companies the fund is investing seems to be doing well.

age is 25.

investment term is medium to long term (3-5years?)

basically just looking for money instrument better yield than FD etc..

for example, if i dump 100k into PIOF now and only will use it say in 4 years time..is it recommended? TQ

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Added on September 11, 2012, 2:56 pmSorry what i meant was lower risk than stock market..i understand its quite volatile..my risk appetite is quite high but not stocks level yet..huhu

its just that mutual funds one unit is invested in more companies so in a way its already diversified as compared to stocks. aite? heheh

This post has been edited by shadow_walker: Sep 11 2012, 02:56 PM

Thats whats im getting at..spread out the risk thru diversification..hehe..neway cherroy boss do u recommend going for fund such as PIOF? many thanks

are u interested in islamic funds? can try research about PIOF & PIOGF..PIEF also good to research..i think kparam77 is good to explain..hehe

is it wise to expect cap gain from UT funds now? or shud play it safe with dividend funds..

guys i delved into PM earlier, bought into PIOF around sept last year. after PRU13, PIOF really shooting one. if i lock my profit and sell, got around rm18k profit.

so what are the advise from sifus here? hold till PIOF declare dividend in june? or really realise my gain now? tqvm senseis

p/s: is there cons in waiting for dividends?

ic, so ur saying i should hold and ride the bull is it?

as i have time to react if the market goes south again. correct?

Cool!! thanks bro. makes sense.