No, not at all. I don't buy/sell.

Since I am at the accumulation phase, I buy more than I sell.

What I am trying to achieve is to buy at the low or during the downtrend since my I am a defensive/dividend type investor.

I don't really care much about capital gain, to me that is a bonus. But I am more concern with dividend which I reinvest. I build my wealth this way.

Xuzen

Hi s.kickin

  UT dont give dividend but distribution, the reason you may see NAV drop after the distribution date..

  For me persoanlly i prefer topup fund after distribution, i dont like to see fund NAV go down when then coming distibution.