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 Public Mutual v4, Public/PB series funds

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mois
post Aug 13 2012, 08:45 PM

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QUOTE(xuzen @ Aug 13 2012, 08:00 PM)
Pub-Mut business model gets chanllenged more and more as the days pass by.

I pity those who still want to get in.

Imagine in future zero percent sales charge.

What will the Pub-Mut UTC do then?

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No need to see too long into the future, I know for a fact that Pub-Mut will charge 3% for PRS scheme, where the PRS-UTC will get 1.5% commission.

Some Service provider are thinking zero sales charge.... I wonder how will Pub-Mut PRS-UTC counter this chanllenge?

More NSC trip? Free gift? Lucky draw? Cash back?

Xuzen
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I thought you are a PM agent? tongue.gif Well i think some of us here join UTC merely for a lower service charge as an agent ourselves. I think most of the time they can trick aunty and uncle by using 'PM is the largest UT industry and have won many awards every year'. Then they will show how is the performance of the good funds. Not many aunty and uncle know how to use morning star to compare other funds performance. I think they are targetting older people since they have more money. Young people only can DDI RM100-RM1000 every month. Meanwhile aunty uncle can DDI few thousands.

But we as customer should be smart since we got options. If PM not good, just get out of it. Join Fundsupersmart? laugh.gif
mois
post Oct 18 2012, 09:40 AM

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That is FPAdvisor? That was the software i played with few years ago. If not an agent how to get it? Can buy?

Anyone buy china related fund recently? We all know most china funds underperformed for the last 5 years and it makes alot of investor lose money. But remember the phrase one man losses is the another man gains. Those funds are having massive drop from the top ie. 30-45%. I see some opportunity here for china related fund as they are relatively cheap. Our local KLCI is at all high compared to chinese market 3 years low.

This post has been edited by mois: Oct 18 2012, 10:44 AM
mois
post Oct 18 2012, 11:26 AM

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QUOTE(DarReNz @ Oct 18 2012, 11:11 AM)
i will avoid china and australia equity funds all making loses
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When did you bought it? What were your strategy? PCSF NAV currently almost similar to 5 years ago. 3 years bottom. But i believe no matter what strategy used in the past 5 years on this fund wont generate much return. High risk fund though.

This post has been edited by mois: Oct 18 2012, 11:27 AM
mois
post Nov 7 2012, 09:43 AM

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Trust me, aunty and uncle trust public bank alot. They have no idea about FSM unlike us the youngsters. Register online for FSM, they will think it is a scam. And fsm is not that popular compared to public mutual. Try ask them about mutual fund, what comes next in their mind is public mutual fund.

But still, FSM is a lot better. They need open more offices and more advertisements. I asked my friend around about FSM, most of them clueless.
mois
post Jan 5 2013, 09:54 PM

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Fundsupermart is indeed very attractive due to its cost. But, they seriously need to open more branches in Malaysia. There is no FSM branch in Kuching and make it hard to attract more customers though. That is the reason why public mutual dominate the UT market due to its presence. Although the sales charges is high.
mois
post Jan 17 2013, 11:32 AM

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Just look at Public Far-East Property & Resort.

The rally just wont stop. Wonder if it is still the right time to top up? The property sectors are very diversified across the countries.
mois
post May 12 2013, 12:36 PM

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QUOTE(xuzen @ May 12 2013, 09:15 AM)
Resigned to join Fundsupermart izzit?  tongue.gif  rclxms.gif  cool2.gif

Xuzen
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Xuzen, any inputs regarding to these funds?

Public Far-east Select Fund
Public Far-east property and Resort fund
Public Indonesia Select fund

Public focus select fund
Public regular saving fund

All these funds under one same manager Tan Yan Heong.
mois
post May 23 2013, 10:51 PM

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QUOTE(j.passing.by @ May 23 2013, 05:56 PM)
"
Local Horses.

Managed to catch a local horse (islamic dividend) yesterday. Switched from PSEAF. A small bet - only 5%. The sole local horse in the stable.

Not that it is running faster and ahead of others, just a hunch that the horses will lose direction and run off track soon, but this particular horse will not stray too far and will get back on track faster than others.

Let's hope I made the right bet.  hmm.gif
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Indonesia horse still got stamina? laugh.gif I compare Indonesia with Australia. Fund movement almost the same. But Indonesia is less volatile and higher gain.
mois
post May 24 2013, 07:48 AM

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Dont forget that australia election will be held on september or november if im not mistaken. So there will be more volatality coming up. Plus the weak economy data.

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