Public Mutual v4, Public/PB series funds
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 Dec 5 2013, 09:37 PM
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#1
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Senior Member
5,614 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh   
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QUOTE(David83 @ Dec 4 2013, 11:23 PM) I don't think so. Since October 22nd, it has been on the downward trend. a banker suggest me commodity fund...but i tell her commodity is currently falling flat...its equity market, small n medium size companies some of them are doing quite well... |
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Jan 6 2014, 12:38 AM
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#2
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Senior Member
5,614 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh
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QUOTE(j.passing.by @ Jan 4 2014, 11:52 PM) Just to share what I learned from the Fundsupermart.com thread. yeah good lesson. I think im gonna be moving most of my investment standby fund there...as putting it in FD will lock my money at least a month....quite troublesome when i know i can get same return n in fact they are paying you based on daily rate(which is awesome) based on the increase nav daily...my standby fund later i can use it to buy any fund instantaneously when the opportunity strikes...FSM has a Regular Savings Plan. It is the same as DDI (Direct Debit Instruction). But it has one important thing that is NOT AVAILABLE in Public Mutual. Its initial investment of RM1000 is waived. What does this means? You can start a new fund with as low as RM100. And then follow through with the same monthly amount. This means: 1. With a monthly budget of several hundreds, you could begin investing in unit trust with several funds at once. This means diversification instead of choosing only one fund at a time. 2. A true DCA (Dollar Cost Averaging) strategy since the initial amount and the monthly amounts are the same. Needless to say, if you are starting in unit trusts... better shop around first. Cheers. Happy investing in the year of the horse. im refering to rhb-osk money market fund 2 actually... This post has been edited by max_cavalera: Jan 6 2014, 12:39 AM |
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