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 Public Mutual v4, Public/PB series funds

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labtec
post Jan 28 2014, 08:49 PM

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for those who bought any public mutual fund since 5 years ago, how much is the exact net return you get today?
labtec
post Jan 29 2014, 12:39 PM

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QUOTE(wongmunkeong @ Jan 29 2014, 10:41 AM)
Like Wil-I-Am stated, perhaps in future, best to be more specific.

Since it's CNY mood, share share lar a bit tongue.gif

Attached are 3 funds that i'm holding with specific transactions from 2009 or before until now.
Other funds i've deleted 2009 and before transactions due to asset re-allocation or just closing down the fund for my investment.

The 3 funds are:
1. EastSpringInvestments SmallCaps (yes yes this is PM thread but this gives one an idea right - especially comparable to PM's SmallCaps)
Done adhoc & lump sum
[attachmentid=3835554]

2. PFES done monthly DCA via agent's pink
[attachmentid=3835556]

3. PSSF done quarterly via EPF and value averaging
[attachmentid=3835559]
To me, bottom line (including my other funds already sold off / SWITCHED due to asset reallocation or closing down):
a. When markets are crazily depressed (manic depressive), buy MUCH more on top of DCA or value averaging
b. When don't know where market heading (ie. it's not high or low), DCA or value averaging
c. Wehn markets are crazily elated (lots of ppl talking - just like REITs in last half 2012 to 2013), better taper off / asset reallocation or value averaging only (not DCA)

BIG FAT NOTE: Always have enough emergency funds to avoid selling-off investments at inappropriate times.
When i buy, i can hold for minimum 1 year, expected 3 to 5 years, forever until forced to asset rebalance if possible tongue.gif

Just a thought  notworthy.gif
*
looks good thumbup.gif

does these returns you stated are after deducted the 5% deduction at first and also the 1-2% management fee?

labtec
post Jan 29 2014, 03:07 PM

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QUOTE(wongmunkeong @ Jan 29 2014, 02:02 PM)
ALL costs are included where & when it occurs
eg. Entry/Purchase service charge cost, mgt fees (reflected in daily NAV), SWITCHING IN, etc.
*
icic, that is quite a good return for sector select fund and small cap

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