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 Public Mutual v4, Public/PB series funds

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desertkids
post Nov 28 2012, 04:23 PM

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QUOTE(lazybump_nonsense @ Nov 22 2012, 06:44 PM)
Saw it on yahoo finance, means that the market is dropping again? FTSE KLCI index dropped by 4.42. Still a lot to learn in stock market  shocking.gif


Added on November 23, 2012, 3:38 pmAs most of the equity fund is quite low now. Should I should my bond fund to equity fund now? My bond fund still in a lost of few bucks.

Need some opinion from all gurus biggrin.gif
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why not ask opinion from your pm agent? since you paid him for the service charge.. biggrin.gif
but switching too frequent not a good thing..u will get charge another 5.5% service if you switch from bond to equity fund.

QUOTE(aoisky @ Nov 24 2012, 01:48 PM)
So mean no free diary distribution. Hmm, FIMM-CUTE exam sound interesting, pls provide more info sharing thx
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you wan go sit for CUTE because of the 1 PM free diary?? shocking.gif
you can call PM office and tell them you interest to become agent, then they will arrange a upline for you, then your upline will tell you how to take the exam.

btw after you sit and pass the exam..u need maintain 30k sales quota annually to maintain your utc lesen. icon_rolleyes.gif
desertkids
post Aug 19 2013, 04:51 PM

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QUOTE(j.passing.by @ Aug 19 2013, 04:48 PM)
Jakarta exchange just dropped by 5.5%... and still going down; 2 days in a row, about 10% in total.

Public Indo Select was like above YTD 19% in June, now probably below zero wiping out all it gained this year.

Maybe a good time to get in this week... but will wait for September to readjust my funds.

Cheers. Happy hunting.
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just repurchase..falling sword.. sweat.gif
desertkids
post Aug 25 2013, 05:42 PM

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QUOTE(guanteik @ Aug 25 2013, 12:41 PM)
Well I like your post.

Exactly Public Mutual service charges are high, so normally customers (like me) either invest through EPF (and chooses blank for agent code) or Public Bank, and I do not wish to feed the agents commission even though I am buying with cash.

Not to forget, 250K investment in PB series fund will entitle you for a Red Carpet Banking as well.
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are you sure you put blank or choose public bank then you wont get charge for upfront sales charge?
btw doing DDI with bond fund is not a right technique..because bond fund not fluctuate like equity fund..only those fund with some degree of volatility can see the power of DCA.

just my 2cents..
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desertkids
post Aug 26 2013, 11:50 PM

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QUOTE(MakNok @ Aug 26 2013, 05:02 PM)
Hahaha
No Risk No Gain, right?
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why not you just buy ETF that follow KLCI? lower cost for you to buy, switch, etc..seriously mutual fund not suitable for in-out so frequent like this.just my 2cents. icon_rolleyes.gif

BTW all PFSF, PRSF, PDSF are good funds, can use your EPF to buy it and invest equally for all 3 funds.

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