Hi,

I've made EPF withdrawal quarterly for the past 4 years for PIOGF and PISSF. Let say, I've gain profit from one of the fund, then I would like to lock the profit:

Can I make a partial redemption? Does EPF accept those partial redemption (net profit) to be put back to my Acc 1?

Second Q, if I need to switch those net profit to bond, should I meet up my agent to open new bond fund? Can I do this thru PMO eventhough I don't sign up bond fund yet? And where do PM deduct RM25 switching fee?

And last, where do you think should I lock my profit? Bond or EPF (in case EPF allow partial redemption)? Or maybe buy more equity since I'm still young (27yo) to face the risk.

Thanks