Return is not the same as " distribution" per se......

A fund could be merely making 2% for that year..but distributes out 7% back to u.......

Meaning in fact the fund pays u back 5% of your capital.u park with them earlier ....... ..

Sometimes it sounds good for people who depend on some passive incomes for their living , like having a 10% distribution, but it is better for u to know the real meaning of the distribution, then to wait for a crisis to appear ( Malaysia culture ). then only willing to find out more....

Best Regards..

This post has been edited by SKY 1809: Aug 3 2014, 01:40 AM