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 Public Mutual v4, Public/PB series funds

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Intel@Atom
post Aug 29 2012, 03:01 PM

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Hi,
my wife and i plan to withdraw our epf account 1 to do some investment; maybe buying pb mutual?

1. Are Public Sector Select Fund and Public Regular Savings Fund worth to buy? each of us will buy 1 of them.

2. shall we buy it now or wait it after election? we are looking for long term investment.

3. my agent advise me to invest RM5K per withdrawal and continue for 4 times then review again after 1 year. is this good?


looking for your valuable advice. newbie here. thx
Intel@Atom
post Aug 30 2012, 07:53 AM

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QUOTE(kparam77 @ Aug 30 2012, 12:22 AM)
waht is ur age and ur wife's?
yur risk tolerance? moderate? aggressif?

1. yes,
2. it up to u wait or not to wait. nobody knows the GE outcome will be.
3. yes, for regular investment every 3 months and review it annually.

if ur age 50 and above, dont withdraw it. if 40 -50, better go for moderate funds. less than 40, go for aggressive funds. read the prospectus and understand it.
suggestion only.
*
age 30 only. what are the aggressive funds that you suggest that can be withdrawn from epf account 1?
Intel@Atom
post Aug 30 2012, 11:23 PM

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QUOTE(kparam77 @ Aug 30 2012, 09:25 AM)
Public Sector Select Fund - aggressif
Public Regular Savings Fund  - moderate.
*
if both my wife and myself also buy the Public Sector Select Fund, is it a wise choice?


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