i don't care about Mutual Gold benefit..

i still rather WANT lower charges (currently,0.75%) for less than 90 days switching of funds..
Just imagine switching 100k funds...!!!

i have stop investing eversince the blooody ruling.

Excuse me...
It our money...right?
and they also allow switching online...right??

Tell me...which agent of yours advise you to switch to better fund...??
Mostly ask you to invest and let it grow only..
Get commision and contact you again in few month time to invest further.
Everytime there is a new share selling at 0.25 cents...ask you to buy but when listed always drop below Rm0.25 MOSt of the time.
AND you call this investing????

tell me...what the purpose of investing in mutual fund then?
it also a form of speculating as well.

how sure are you that my fund isn't performing much better eversince i take charge of switching IN and OUt all by myself?


I only complaint about the switching fee coz it eat into my "earning"!!

PM sxck... Please check on fund performance 70% of the funds is under perform than benchmark around 10% -30%. Who can explain!? Fund manager sleeping?! PM top management sleeping!? Is our hard earn money... Thinking it might b ponzi scheme like Genneva!?

u r mis-leading and u cannot compare UT with gold investment.

how u know FM sleeping? do u hv any insider? or do u work with them.

past performance is not indicative future performance. many ppls investing in underperform funds, because they know waht is UT abt.

educate urself abt UT first.

i believe many people "sweet talk" by agent which is why majority investor are unhappy when funds dip.

Been droping for the last week, guys investors start selling to lock profit ya. GE comming..

sifus..please help...
im not really into taking risk loh...huhu..fsm a bit dangerous for me then right?

no la...not really scared to invest with an agent tho...just scared if i do myself...any guide given if i wanna invest myself?

Do you mean if we have account on fsm, we can buy UT with lower sale charge? now for PM, sale charge is 5.5%. so if i reg fsm, i can buy at lower sale charge? if so, its very good for us investor!

What is blue chip bro? Mind explaining to me? Forex was only a fail try...but i really like it....but to learn new stuff like UT...im really afraid i cant cope...huhu

I have purchased the PRSF about few years ago (one time) and now I would like to top up and have the money deducted from my public bank account monthly to purchase the unit trust.

Let say I have RM100 deducted from my account every month and the NAV now is 0.6533. How many units I will be getting after deduction of the service charge?

How is the annual management fee deducted? Is it deducted from the NAV price itself?

agreed...but how to learn more on the strategy? mind to elaborate?

On Fri, 1/3/2013 KLSE rebounded to 1,637 pts.

I took the chance to rebalance my portfolio to 80:20 in favour of fixed income compared to 50:50 previously.

Favouring cash position in view of the extreme uncertainty with the coming GE-13.

Preparing my war chest ready for barrel fishing later on.

Xuzen

why not you switch from local equity to foreign based equity? instead of changing it to fixed income?

Running with the bull... and how not to get trampled?

If you’re holding the right funds (as moi  ), the emotion is high and at the same time, a bit scary too.

(FYI, the fastest horse has clocked 14.9% this year... vs.  -2.0% on a lame horse).

Top-up? Hmmm, scared the bull run will suddenly stop. 

Pull-out?  Hmmm, looks like the bull will keep running, and running, and running... 

So how? Maybe top-up bit by bit, every 2 weeks... and pray that the bull will keep running till it clear the 3-mths switch-out penalty...

What if 3-mths line is not cleared? Just eat the penalty fee lo...    (and hope the fast horse already clear the 0.75% line... LOL  )


JPB, which fund is the 14%?

"JPB, which fund is the 14%?"

Hi Pink,
Public Indonesia Select Fund

But I don't like this horse... too fast for me, beginner rider... a slower horse fit me just nice; which I mentioned several times in previous posts.

one way to die standing too! 

cannot simply throw money on bets like this leh... betting on NAV price alone will sure die standing...

".... touching the lower limit of Bollinger band and when the Fast MA cross the Slow MA from the top. "

Above quote is from a master sifu... 2 pages or so back...

My rookie way is enter when fast moving average crossed slow MA from the bottom and 'ride the bull till I dropped/fainted/scared/whatever'. 

One word: the service charge is high - 5.5%

Sorry PM agents! Not really want to start a fight!