Guys, how do you perform a payout from public mutual fund anyway?

Do we have to go to public mutual branches?

Hi, im new to unit trust, would like to know more on bond fund, is this more toward on short term return instead like equity on m-long term?

Need help, want to ask:

What is the minimum mandatory holding in terms of Ringgit Malaysia in Pub-Mut unit trust funds to qualify to buy the Mutual life funds.

That is the only thing so far that is still worth to buy from Pub Mut Bhd.

Thanks.

Xuzen

Anybody is attending the investor seminar?

yes first time invest on mutual funds, all the while i put all my cash into fd. err cool down period i could get my refund? or i could actually choose to transfer my fund to others potential mutual funds with a service charge of RM25?

U need to sign on a form called "Cancellation of DDI". Your UTC should have it. If not, you may walk in any Public Mutual Branch to get the form to sign on it. U must have your fund's account & your Bank Account Number in hand to complete this request.

If you are not convenience to do above, then u may let your bank account insufficient money for next 6 consecutive months. The DDI order will be cancelled after unsuccessful 6 consecutive months.

Yes, it is very inconvenience, but I only want to cancel one of the DDI, so can't left the bank with insufficient amount. When I walk in Public Bank branch the sign the form, after I nearly complete everything, the bank personal just told me the second account holder also need to sign, which is my wife, luckily she is in the car when I go there, if not,      .

Easy say, public let u enroll easily DDI thru online, but take a long process to cancel it.

There is no short answer to your question without repeating all my previous posts. So maybe the best advice would be start by reading the previous pages, and then maybe some in other financial website and/or threads in this website, so that we can assumed you have the basic, fundamental facts and concepts; and the charges/fees (the cost/expenses in any investments).

To begin with, you need to know what is your financial objective in putting your savings in mutual funds. Then read the posts with this objective in mind and see whether it is applicable to your situation. There is much difference in savings for, say, 5-10 years for a around-the-world trip, than putting aside savings for 10-20 years for retirement.

Not many people start off with a huge sum (and it is not necessary to wait till there is a pile of money before investing), but it is crucial to know the destination, the financial goal.

1. Estimate how much the final total you will invest.
2. Take a look at a previous post on the Supreme Buy-and-Hold Portfolio Model.
3. The model suggests no more than 5% in any one fund. In general, it is advisable not to have more than 10%.
4. Now, calculate how much is 5% to 10% of the estimated final total you have in mind.
5. Then purchase (using Dollar Cost Averaging method) till that 5-10% limit before diversifying into another fund.

(This is assuming that you can barely meet the initial RM1000 investment into a new fund; and follow up with regular DCA purchases.)

Cheers.

PS. Investing can be emotional; and the kiasu-ness in me makes me think that I'm losing something if I'm not holding the top fund with the best returns. But there is a cost in switching from fund to fund every year in hunting for the best fund. So how? Hold all of them la. 

It's all relative...when u have RM1K, 10 sen is peanuts; when u have RM100,000, RM10 is peanuts

PRS growth fund..until today no dividend declared. zzz

Anyone noticed that EPF withdrawal time frame is getting long in 2014? Last year, if I were to withdraw from EPF, the $ goes into my investment immediately.

Reserve some cash to survive.... that will avoid short selling and stay long term investment objective.

cash as in idealing cash sitting in savings account ?

that kind of cash reserve ? can FD also considered reserve if the term is short eg month by month ?

All situ out there,I m newbie of public mutual fund.Suddenly I got such idea,currently I m holding public Islamic opportunities fund and public saving fund..izzit wise to switching public saving fund to public Islamic opportunity becoz there normally will have distribution declaration on August then switch back to public saving fund coz having distribution at year end???
   

You gain absolutely no extra money from switching to a fund just because it's giving distributions. Read the #1 posts in relevant threads for more information on distributions.

Your objective is to switch to a better performing fund based on actual rate of Return on Investment (how many % per annum). To help you decide, you can look at the actual % returns at http://www.publicmutual.com.my/application...formancenw.aspx

If by "What if I'm mutual gold", you don't currently have Mutual Gold status, but planning on getting it - don't.

PM is a below average performer, and has the most expensive sales charges, amongst the Fund Houses. Don't put any more money into it. It's not worth it.

Try Fundsupermart.com. You have to decide for yourself what to invest in, but that's better than being charged 5.5% for a bunch of clue-less "UT consultants" advising you to buy funds which are under-performing other fund houses, if you are lucky. If you are less lucky, well, as you know, you get stuck with those China funds.

I've questions on investing unit trust through Public Mutual online website.

Currently I've invested in a fund (say Fund-A-Acct-1) but the fund is under an agent. I would like to make additional investment on Fund A but I don't want it to tie to the agent. So I would create another 'initial investment' on the same fund (say Fund-A-Acct-2). If I do that, then I will have 2 accounts on the same UT fund.

Is it advisable to do that? Later is it possible to merge it back under Fund-A-Acct-2 (the one without agent)? My objective is to keep off the agent.

hello friends, i have this Public China Select for  years and it is now at about RM0.18. Should i cut loss  now or is there still hope in it?

Thanks.

YTD performance of some Malaysia equity funds:
PUBLIC DIVIDEND SELECT FUND 1.52%
PUBLIC FOCUS SELECT FUND 4.87%
PUBLIC GROWTH FUND 1.38%
PUBLIC ISLAMIC DIVIDEND FUND 0.99%
PUBLIC ISLAMIC OPTIMAL GROWTH FUND 2.28%
PUBLIC ISLAMIC SELECT ENTERPRISES FUND 2.14%
PUBLIC ITTIKAL FUND 3.48%
PUBLIC OPTIMAL GROWTH FUND 3.21%
PUBLIC REGULAR SAVINGS FUND 1.86%

Selected comparisons:
Kenanga Growth Fund 12.40%
AMB Unit Trust 9.83%
Hwang Select Dividend Fund 8.07%
Manulife Equity Plus Fund 6.77%
Pacific Dividend 4.90%
Hong Leong Dividend Fund 2.96%
TA Growth 2.34%
RHB-OSK KLCI Tracker Fund 2.22%