Hi all.. I finally in the process of buying a new 1.6sx (clear white) after long consideration btween few other models (used/new) (preve/inspira/used santa fe)..

Finance been approved, but havent signed d agreement just yet. the thing is, i'm abit curious bout the interest that the bank offer.. wud like to seek some comments on u guys.. I was offered 2.47% by am-bank BY PHONE.. then when the agreement arrive, the interest there is written 2.53% !! wth?? like cakap x serupa bikin...so i decided not to sign it just yet..monday will sign.. i also submitted to few other banks (cimb & bsn).. Bsn agent said he's submitting for 2.4% while cimb didnt disclose anything yet.. But the thing is, my SA keep on pushing me to sign for the am-bank agreement which he said giving the lowest interest rate. what u guys think? is he telling the truth or just want to quickly push sales?is it possible that he also get his cut from the interest (0.06%)? can he actually do that?

Another thing is, i dont think i got a good deal with this purchase.. I was only given RM2k disc and a smart tag.. that's it.. SA said that its either RM2k disc OR free service for 3 yrs but i opt for disc instead.. Shud (can) i ask for more? anyway, will be getting the car next week after signing.. I'm still holding back for the agreement..

Hi.. that 2.47/2.53 is for 9 yrs, ambank.. i oso have another car loan with ambank without any overdue.. my dp is RM9k (10%).. and my nett salary is around RM3k+.. My SA told me that he ady "asked" the bsn agent saying that the best they can offer is 2.9% and cimb can only offer me 2.65%!! (i'm abit curios with him cos it seems so like tipu one cos when i personally ask the agent, they just dowan to disclose the interest yet..). seems like the SA is trying hard to push the sale quickly..

But anyway, wow! RM4k disc is very2 good deal indeed for ur friend.. for me i oso dont mind to get a kosong car (as long as its got all the basic thing SX shud have- abs,tcs,esp,airbags,paddle shift etc).. tinted/bodykit no need bcos can fit later..

but instead for me, RM2k disc and nothing else, seems like i can get a better deal.. but anyway, really malas mau argue with sa so i just wait for the final interest rate from cimb and bsn.. hopefully got better than ambank..

Thats y.. at 1st the sa told me can get as low as 2.3% depnd on the document.. afaik, i dont have any overdue in any payment/installemnt..low commitment..i only got 1 creditcard.. so thats y thinking of comparing with other buyers experience too.. anyone gets lower int similar case as mine? (9yrs loan, 10% d/p, forte 1.6sx, how much disc?).. pls share so that i know that i'm not kena tipu.. even if i kena tipu, i was hoping that i wasnt "tipued" too much..

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Added on October 27, 2012, 4:51 pmRegarding this k3 case, i oso ask my sa whether there will be new replacemnt for forte next year.. he said, there wont be any until 2014.. not sure if its true or he really3x want to push me to buy that 2012 1,6sx... is 1.6sx got too much in stock??

This post has been edited by kord: Oct 27 2012, 04:51 PM

looks like most of u guys got nice offer (interest finance, disc etc..)..but anyway, i'll just bite the bullet and sign the darn agreemt 2day..SA agree just to give free s'tag, swap the naza logo wit "K" and tinted voucher of RM300 (which i'm sure a gimmick since the tinted itself wud cost RM1k++) so now ady received my clear white sx..

1.6sx.. do add me to the list ya.. haha..

wilsonha,
Go for forte.. ready stock.. elantra need to wait for 6 months, and abit pricier (low spec) than forte but with less gadgets.. altho the look is nice..

anyway, some comments/updates/questions after almost 2 weeks of ownership of the forte:
1) Alignment abit lari to the left, can SC settle this? Closest sc from me is at Taman Teknologi Kajang (as mentioned by the SA)
2) Radio reception sometimes not clear (just a few secs only then ok again)
3) Foggy headlamp after raining..make matters worse, its raining almost daily recently.. so sometimes got water droplets inside instead of "fog".. but after self dried after leaving under the hot sun.

the rest is ok.. FC still ard 9-12L/100km.. not even 1st service yet..

Alrite.. thanks for the info.. Btw, i heard/read somewhere that regarding the alignment lari, some sc wont repair the alignment but ask u to go repair at other w/shop instead.. they just dont have the equipment (alignment equipmt)..

Regarding the HU mobo change, do i need to call for an appointment 1st before going there? or just walk in and they can straight away change the hu w/out waiting? thanks in advance for ur answers..