are you in Penang? gsc also confirmed he was charge RM0.15 only. But some of us here outside Penang are imposed RM2.15 per cheque.

SA rate about 2.8% but must bank in rm1k every mth. If no bank in money then 2.4%. If withdraw money 0.5%.
If I not mistaken

just pump in some money in CIMB FD promotion min 50k

3.10 1st to 5th month, 6th month 5%

Any link for that?

u google

cimb preferred

3.10 1st to 5th month, 6th month 5%

3.10 1st to 5th month, 6th month 5%

effective 3.42%... which was why i shifted from cimb to uob 9 months and hlb 12mths.

cimb is always poor with fd rates compared with other banks, not expecting them to improve.

however, i do like their preferred current a/c >2% interest as a transit account, much better than others.

i just go there..sign sign...the rest can monitor frm internet..very fast

will not drive 50km and half a day to get another 0.5% for 6mths.

Went to BR & was told by the officer in charge that :

1. Gifts are given to customers based on the discretion of the bank. Different branch may have different policy. Etc. If I place 50K for a 12-month FD in BR ABC, I'm entitled for an umbrella. Whereelse if I go to BR XYZ with the same placement & tenure, I might be offered 2 towels or 3 Parker pens.

2. There was no CNY dinner ever held by BR at my local branch

3. Minimum amount needed to get 4.20% for a 12-month FD placement is RM1 million (calling magika...can help verify this statement? )

4. Premature withdrawal rate for FD is based on the earlier month profit rate table, counted monthly. Etc. If I deposited a 12-month tenure in January & I withdraw it in November, the premature rate is 3.85% (January to November = 10 month period. Since there is no profit rate for 10-month, I will get the rate of the earlier month = 9-month FD rate = 3.85%).
***magika, I noticed this statement contradicts your post regarding premature floor rate for 12-month tenure, which you mentioned is at 2.94%. But so I was told 

Check out this Smart Saver's Interest Rate Table:

Sometimes, it is too tedious to move money here and there. It's better to select a bank that allows existing funds to enjoy the good rate, rather than going for a bank that enforces on having fresh funds only, even though the second bank may provide a slightly higher rate.