went through the flow from T-Party to office visit to success story plot. its is leveraging on you paying upfront to buy stock and positions and then you bring 5 friends to pay the same amount 35k to buy stock and position etc...round and round...ada orang masuk lu dapat duit, tarak orang masuk lu tarak duit...i will not call it a scam but just not cup of tea when u ask people to take loan...my 2 cents