Hi Cathryn,
I assumed you joined in May which means this is your last month to pull out from this biz. Unless you have recovered all your investments, please pull out as soon as possible. The ppl there will only tell you they are earning high five figure income, what they wont tell you is how they 'achieved' that figure.

The structure is you need to have 5 SP to become CKP, what if you cant find 5 or maybe only have 3 or 4 SP, they will create a dummy account and pump in money themselves (another RM34K or double depending on number of lacking SP) and proceed to challenge. Nobody will tell you this there.

Few ppl I know who have resigned their jobs are now resorting to direct selling the products just to make ends meet, some are KP's.....

You may also end up in a situation where you would have found your 5 SPs but they all pull out due to unhappy with the biz and you're back to being an SP.... yes there is demotion, you will have a certain period of time ( 30 days I think) to replenish the number of lost SPs / GPs......that means TP, ABP and MNU all over again.

Like in any biz, there's also politics, what do you think is going to happen when your SP becomes a CKP before you? Answer : you will not be able to use that leg to challenge and you would need to find another SP. If you rub anyone the wrong way, they will make sure they create challengers under you to make it more difficult for you to challenge.

Also, the 6 mth 90% buyback policy is not straight forward, 10% is gone to the company, another 30% the company will pay you back, the balance 60% they will issue a statement to you declaring how much your uplines owe you up to 10 levels, asking you to go collect from all your uplines. How this works is when your uplines get their earnings, the value they owe you will be deducted from their pay and a cheque will be made in your name which you have to go collect at the office. This could take up to 6 mths.

you are still young, there are many ways to earn money. In this biz you wont earn......but you will learn, the hard way.