Im next victim,persuade by my ex colleague

ask to join so called seminar  on 22/11/15 at their building .when i went there mostly wear blazer,all look very smart like want to go to big company interview..their office at metro pudu.yes,they scream n shout,need to stand up and clap when the speaker want to give speech,dancing also.

At the 1st day,they will change ur mindset to look rm 10k is small amount of money  only ( so when they ask u to get 35k loan from a bank,u are easily be influence   )

on 2nd day,they will tell u so called secret recipe to gain succes n money by pay 35k(by making loan) to get STAR PREMIER rank (advantage - ur % of profit will be higher and can get 5k rebate!). they will tell u how to get capital back IF u get one downline which will become STAR PREMIER just like you to earn more money.
short story
i refuse to join but my fren keep presuade my like crazy,ask to join their tea party with their team tonite. it feels very annoying
in my opinion

advantage-it sure will get u profit as much as promised IF u manage to get a downline(Which must be active and become STAR PREMIER) at least 1 downline per month,so u will get 4k per head.repeat the step until 10 level sure u will be rank up !

disadvantage-seriously ?35k loan from bank?interest?easy RHB? if u Failed to get one downline, say bye2 to ur 35k money and u need to pay it till end of time. and when all of them failed to get any downline,sure the pyramid system will kaput..they also got product...but who want to buy a never heard toothpaste brand just rm199!