Loans issued by banks have interest rates that make you pay almost double the amount of the asset in purchase?? Fixed deposits give 3-4% interest when we deposit money, but when banks give out personal loans, it ranges from 8-12%??? Where is the sense of pity for people who do not have investment knowledge and big capital?  icon_question.gif

Hello!

Why all of the sudden, my parents are in the picture? Giving the benefit of the doubt, i believe you are sincere with your reply and they are not sarcasm or attacks. If those are attacks, it is very childish and low; but i know, your reply is not. ✌🏿

So, if you are searching for people to introduce the products and business, why not me? I am an adult and i make my own decision, take my own responsibilities and make decision on my own. At this point, i myself am quite curious as to how effective these products from McOcean are, how this McOcean works inside out, all the details and certificates, and etc since i began following this tread. 🧐

Definitely not through the comments and remarks, that are overflowing with emotions. I’m looking into the “content” of it. Head over emotions. 😉

Yes.
And now only I read this

I am very disgust with one of my friend which approach me to listen this and i refuse to go to the end stage after I saw this forum. (I went to stage one)
Then my friend now still like want to keep a good relation with me constant ask me to yumcha or lunch.
At first I will go for yumcha after then I feeling really not comfortable.
Now that friend keep ask for lunch and i really not feel like going
not sure is the bias or what just not comfortable

too bad i do not have evidence 

but they hide every lie and scam until u paid the money to their account 
before pay money, many of the KPs there tell me this business teach me how to run a business, after I paid money, they tell me all the trick and cheats to drag another victim inside 
I went through 3months of training, none of the training related to the business, instead all the tactics to cheat your friends and beloved. I become more sick due to lack of sleep and more poor due to all the expenses.
NEVER BELIEVE somebody will create a system to make some strangers rich

Great sharing! I can totally relate to you since i was in the exact same situation as you before.
I was a ckp before quitting this business, and it was then i saw the horror of the business once i started attending the meetings for ckps/kps.
I personally know kps who only became kps because their greedy upline kp cannot wait to become a prince by dnd night.
Imagine taking loans for 10-12 sps. you can do the math.
And yet when giving talks and in meetings, these kps will speak as though they worked and slogged hard for that kp-ship (fucking hypocrites).

i hope more ex-kps and ex-ckps can come out to share more of their experience regarding this 'business'.

As for you brother i hope you can get over your hardships caused by mcocean ASAP. 

Usually when a KP buy an SP, that SP is someone close to he/ she, that just act as a dummy SP (i.e: will not be active in the business).

For example, the indian PP S back then when he only a SP, he has 4 SP under him, so he short of 1 SP to become a CKP, what he did was that he loan RM 34k and register his own mother as his 5th SP. Then used his mother's account to buy RM 34k products. Then his mother is now an SP and S got 5 SP under him to be elevated to CKP, which he will rely on the 4 SP's network to push him up to become KP.
He is the 1st to practice this, then comes a series of KPs and CKPs all follow his practice:

Chinese PP S 5th SP was his wife, other KPs are their brother/ sisters, parents or their BF/ GF.

Technically this is not illegal to Mc-ocean because they only see the RM 34K sales they make. But the practice of making a member to loan another RM 35k when he is still paying off his RM 35K, is despicable and heartless! Not like those A**HOLE KPs will help the CKP to pay off the RM 70K debts after 6 months, and even after 6 months, that new RM 35K he will not get the full amount refunded too!

So when this backfires, the CKP not only unable to become a KP, but ended up with now drowned in RM 50K at least worth of debts!

Hi @Vinsmoke Reiju,

Here is what you should know:

1) Like i said, you can ONLY profit from either OVERRIDING or Generation Bonus. So if there is 1 SP, the KP will only get either 3% Overriding or (SPGB + Contribution Bonus of 2%)(Whichever is higher, but not both).

i.e: 3% of RM 35k = RM 1k

SP lets say is the 1st Gen, then RM35k * (5+2)% = RM 2450 (this will be the income of the KP)

U can see, the Contribution Bonus is rigged as such that KP can only earn from the Generation Bonus, which means he must pay Maintainence (1800BV). Mc-ocean always must profit from a KP EVERY MONTH.
2) KPGB is like SPGB, but only 7% distributed for 5 Gen only, i.e: 3%, 2%, 1%, 0.5%, 0.5%.

If the SP is the 6th Gen of yours, your SPGB = 0 (If you have 5 SP Downline, can only capture 5 Gen of SPGB.)

And this SP is the direct of your KP, i.e: 1st Gen KPGB, therefore RM 35k * 3% = RM 1000

Note: KPGB got its own maintenance amount. I do not know the amount as it was hidden from me and I have no KP under me before I left.
3) Yes, true. Lesser after deducting the Maintanence.

You can calculate by yourself in your Group Chat, how many people signed up as SPs. To make RM 20K do you know you need approximately 10- 20 people to signed up as SP (this value varies as it depends on which Gen also).

If a KP show you that he made RM 20k ++ income from his Mc-Ocean Account. DO NOT  BELIEVE IT AT ALL. The income was PUMPED UP (+ a RM 20k fake boost to make it looks so) .

Just another revelation to all, when you become a KP, you have to attend a "Angkat Sumpah" ceremony. Suffice to say, it is to make you swear to keep adhere with all the dirty tricks OR risk being blacklisted and losing your KP position and Mc- Ocean membership. That is why so many KP just keep doing it because of fear...
[They have all become full timers, left employment for too long, and piled with debts. They are pretty much Stuck with Mc-Ocean until it collapse.] 

4) In LTT, the PP and KPs involved will give you the ultimate brainwash session to become numb completely from the truth and blindly follow whatever direction Mc-Ocean is heading.

- For 3D2N you will be constantly screamed at and yelled at by the PPs and KPs as "Stupid, Selfish, Idiots, all the vulgar words you can find in Google will be used on you". Everything you do in every activity is wrong and you get yelled at for everything.

- The 2 nights you will be 100% deprived of Sleep. They say you need to use that time to do your Group Chear and Color your Team Flag. In reality this is to weaken your Mind Barrier. Your ability to reason and differentiate right and wrong is greatly reduced, which makes it easier for them to brainwash. You will be turned into someone who would do whatever it takes to achieve your dreams, even if it means stepping on other people's dreams, backstabbing, using other people. After all, you feel that there is NO RIGHT & WRONG in this world.

- And like 3D, they will psycho you to believe Mc-ocean is your saviour. You must protect it at all cost from negativities and must follow it wherever it goes. You will feel as if you cannot live without Mc-ocean and want to give your life to protect it.

Sounds very much like a Agama Sesat right?

The 3 days was a torture for me when I would not give in to whatever the PP yelled and forced me to do. Although they are just acting, what the true motives behind their activities made me even more in conflict inside.

Will I be willing go to that far, lying to my downlines, giving them false hopes just so they will trust me and dumped in RM 35k just so I can make a good income to buy whatever I desire? Even do that to my closest friends and families?
I hope this helps. I would appreciate that you share this out to your SP friends. Believe me when I say, that your Upline KP will wait until LAST MINUTE, when it happens to you (like maintenance) , only then will they reveal it to you. If you do not question them, they will keep it hidden from you until forever.

They all use their fake income statement to apply for Business Loans, which is flexible and very low monthly installment, that is why they can afford all the stuffs.

Think about it, if someone is really making RM 20K per month steadily for a VERY LONG TIME, would he rather buy a House OR a Car 1st? House 1st of course as it will take a longer period to pay off and it is an ASSET.

However these morons go get a CAR instead...

What this shows is that,

1. THEY THEMSELVES HAVE NO CONFIDENCE THAT THE BUSINESS WILL BE SUSTAINABLE FOR A VERY LONG TIME.
2. THEY KNOW THEIR INCOME WILL NOT BE ABLE TO SUSTAIN UNTIL PAYING OFF ALL THE HOUSING INSTALLMENT (30+ YEARS).

They think that buying a luxury car will make them look wealthy, but in reality it proves that they are poorer than they seems (physically and mentally).

By cutting off their income source, meaning stopping people from getting conned into giving them RM 35K, lets see how long can they keep up with the Charade?